Comparison

Loans Ruler vs IMU Rapida

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loans Ruler

This app helps individuals and professionals create complex financial amortization plans with customizable repayment schedules. It allows for detailed calculations of loan variables, supports fixed and variable rates, and offers export options for easy sharing. Calculations can be done on a monthly or daily basis, with no network required.

Highlights
  • Build complex amortization plans
  • Calculate loan variables (installment, rate, duration, capital)
  • Manage fixed and variable rates
  • Export calculations to text, Excel, and PDF
  • Monthly and daily calculation basis
  • Multi-document management
  • Compare different amortization methods
Read full description

Are you a bank or financial advisor, an entrepreneur or a private individual who needs to sign up for financing or installment purchases? - build financial amortization plans, from the simplest to the most complex, with the French and Italian methods; it is also possible to foresee a pre-amortization period and a personalized final installment. - calculate all the variables of the repayment plan (installment, rate, duration and initial capital), one as a function of the other. You can set a target value and adapt all other to fit your needs. - manage repayment plans with both fixed and variable rates. - export of the calculations performed and the plans created in text, Excel and PDF format, allowing immediate sharing via Messages, Mail, Whatsapp and AirDrop. Plans can be calculated and built on both a monthly and daily basis. Variable values ​​can be set simply by dragging sliders, or by typing them using the traditional numeric keypad. No network required. Loans Ruler has been rewritten in SwiftUI with improvements in interface and ease of use. You can select one or more variables and graphically display their trend over time You can also compare the behavior of the variables using different amortization methods (French and Italian) applied to the same plan. The app is multi-document and automatically creates its folder on the iOS where documents are saved. Document can be renamed, reopen, modified and shared directly inside the App. Available for iPhone, iPad and Mac. Once downloaded for one device, the App is free for the other two. The investment is one-time and there are no outlays for all future updates.

About

IMU Rapida

Read full description

L'app più completa per il calcolo dell'IMU 2026, aggiornata alla riforma DM MEF 6 novembre 2025 con aliquote ufficiali dei principali capoluoghi di provincia italiani. NOVITÀ IMU 2026: - Coefficienti moltiplicatori aggiornati alla normativa vigente - Nuovo prospetto aliquote secondo il DM MEF 6/11/2025 - Supporto abitazioni "a disposizione" con aliquota agevolata - Riduzione 50% base imponibile per immobili inagibili o inabitabili (anche per cause diverse da calamità naturali) - Soglia minima di versamento €12 con avviso automatico - Abitazione principale non di lusso (A/2-A/7, A/11) correttamente esente - Aliquote visualizzate in per mille (‰) come da prassi ufficiale DESIGN RINNOVATO PER iOS 26: - Interfaccia ridisegnata con Liquid Glass - Compatibile con iPhone e iPad CALCOLO PRECISO: - Algoritmi aggiornati alla normativa IMU 2026 - Tutte le categorie catastali supportate (A/1 - D/10) - Calcolo automatico di detrazione, valore imponibile e rate - Gestione possesso parziale e mesi di proprietà ALIQUOTE AGGIORNATE 2026: - Database con i principali capoluoghi di provincia italiani - Aliquote IMU reali deliberate dai Comuni - Ricerca rapida per nome, provincia o regione - Confronto automatico con aliquote standard nazionali (8,6‰) - Nuova fattispecie: aliquota abitazioni a disposizione RISULTATI DETTAGLIATI: - Breakdown completo del calcolo con formula trasparente - Scadenze di pagamento: acconto 16 giugno, saldo 16 dicembre - Riepilogo per abitazione principale e secondaria - Suddivisione automatica in due rate - Segnalazione esenzione e soglia minima FUNZIONI AVANZATE: - Calcolo per immobili in comuni diversi - Gestione abitazione principale e pertinenze - Supporto categorie di lusso (A/1, A/8, A/9) con detrazione €200 - Riduzione 50% per immobili inagibili (novità 2026) - Aliquota agevolata abitazioni a disposizione (novità 2026) PERFETTA PER: - Proprietari di immobili - Amministratori di condominio - Consulenti fiscali e commercialisti - Agenti immobiliari - Chiunque debba calcolare l'IMU NOTA IMPORTANTE: L'app include le aliquote di tutti i capoluoghi di provincia. Per i comuni non presenti nel database, viene applicata l'aliquota standard nazionale. Per calcoli ufficiali si consiglia sempre di verificare le delibere del proprio Comune sul Portale del Federalismo Fiscale. PRIVACY E SICUREZZA: Tutti i calcoli vengono effettuati localmente sul tuo dispositivo. Nessun dato viene trasmesso o memorizzato sui nostri server.

Screenshots

Loans Ruler1 screens
IMU Rapida4 screens

Verdict

The call

The clearest difference is update cadence: Loans Ruler at weekly against IMU Rapida's every 4 months. IMU Rapida's advantage is price ($0.99 vs $5.99). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Loans Ruler costs $5.99 and IMU Rapida $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Loans Ruler ships an update weekly, IMU Rapida every 4 months. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 6 level
Loans Ruler versus IMU Rapida: the parameters behind the verdict, then further details
ParameterLoans RulerIMU Rapida
Price$5.99$0.99 — better
Positive reviews100.0% of reviews—
Update frequencyWeekly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS17.4 — better17.6
Further details — not scored
Size2 MB2 MB
Age rating4+4+
DeveloperMaurizio TodeschiAntonio Cristiano

In-app purchases

None

Loans Ruler

No in-app purchases

None

IMU Rapida

No in-app purchases

Questions

Is Loans Ruler free?
Loans Ruler costs $5.99, with no in-app purchases.
Is IMU Rapida free?
IMU Rapida costs $0.99, with no in-app purchases.
Do Loans Ruler or IMU Rapida have ads?
Neither Loans Ruler nor IMU Rapida shows ads.
Which is updated more often, Loans Ruler or IMU Rapida?
Loans Ruler ships an update weekly, and IMU Rapida every 4 months. Most recently, Loans Ruler was updated on October 13, 2026 and IMU Rapida on October 24, 2026.

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