Comparison

PayUp App vs SoonPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayUp App

This app helps businesses manage cash flow by providing faster payouts to their workers. It offers flexible payment options, allowing businesses to advance capital and repay it later, fostering growth for both employers and employees.

Highlights
  • Faster worker payouts
  • Flexible cash flow for businesses
  • Advance capital for businesses
  • Later repayment options
  • Focus on business growth
Features
Read full description

Advance Your Business! Flexible Cash Flow for Businesses, Faster Payouts for Workers PayUp enables businesses to pay workers quicker so they can focus on growth. We float the capital on behalf of businesses while they can pay back at a later date.

About

SoonPay

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

Highlights
  • Instant P2P payments
  • ACH bank transfers
  • Spending tracking
  • Real-time wallet balance
  • Detailed transaction history
  • Bank-level encryption
Features
Read full description

SoonPay is the all-in-one wallet designed to help you move, manage, and grow your money. With powerful P2P transfers and seamless ACH bank deposits, SoonPay gives you everything you need in one secure app. Why SoonPay? Because money should move at the speed of life. Whether you’re paying back a friend or transferring to your bank, SoonPay makes it simple, fast, and secure. Features You’ll Love: Instant P2P Payments – Send and receive money with friends and family instantly. Bank Transfers (ACH) – Securely connect your bank for deposits and withdrawals. Track Spending – Stay in control with real-time wallet balance and detailed transaction history. Security First – Bank-level encryption, authentication, and compliance built in. Built for Everyday SoonPay makes it easy to split bills, pay back friends, and withdraw to your bank — all from one wallet. Download SoonPay today and experience smarter, faster, and safer payments.

Screenshots

PayUp App4 screens
SoonPay4 screens

Verdict

The call

The clearest difference is rating: PayUp App at 5.0 against SoonPay's 3.4. PayUp App also leads on iOS requirement (13.0 vs 16.0). SoonPay's advantage is update cadence (every 5 days vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayUp App holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 3 and 5 respectively.

UpkeepUpdate frequency

PayUp App ships an update every 5 weeks, SoonPay every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
PayUp App versus SoonPay: the parameters behind the verdict, then further details
ParameterPayUp AppSoonPay
PriceFreeFree
Rating5.0 (3 ratings) — better3.4 (5 ratings)
Positive reviews—0.0% of reviews
Number of ratings35 — better
Update frequencyEvery 5 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size23 MB35 MB
Age rating4+17+
DeveloperPayUp, IncorporatedSoon Pay LLC

Customer experience

PayUp App

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SoonPay

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

PayUp App

No in-app purchases

None

SoonPay

No in-app purchases

Questions

Is PayUp App free?
PayUp App is free to download, with no in-app purchases.
Is SoonPay free?
SoonPay is free to download, with no in-app purchases.
Which has better reviews, PayUp App or SoonPay?
PayUp App is rated higher. PayUp App averages 5.0 out of 5 from 3 ratings, while SoonPay averages 3.4 from 5 ratings.
Do PayUp App or SoonPay have ads?
Neither PayUp App nor SoonPay shows ads.
Which is updated more often, PayUp App or SoonPay?
PayUp App ships an update every 5 weeks, and SoonPay every 5 days. Most recently, PayUp App was updated on October 24, 2026 and SoonPay on October 28, 2026.

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