Comparison

Handy Expense Tracker vs TipSwift

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Handy Expense Tracker

This app helps you manage your personal finances by tracking daily income and expenses, allowing you to attach receipt images. It offers secure data protection with FaceID/TouchID and supports multi-currency bookkeeping with detailed analysis and reporting.

Highlights
  • Record income and expenses
  • Attach receipt and invoice images
  • Secure data with FaceID/TouchID
  • Automatic data extraction from images
  • Multi-currency support
  • Detailed financial analysis and charts
  • Data import/export via CSV
Features
Read full description

Handy Expense Tracker is a simple and clear income and expense tracker for iPhone, iPad, and Mac. Organize everyday purchases, travel expenses, business reimbursements, and household finances with flexible categories, tags, and payment methods. Every transaction stays easy to find, helping you understand where your money goes. Key Features • Quickly record income and expenses Follow a clear step-by-step process to enter the category, amount, merchant, date, details, payment method, and tags. The amount field supports simple calculations, making it easy to total multiple items. • Extract information from receipts and order images Take a photo, select an order screenshot from your photo library, or share an image from another app. Handy Expense Tracker can extract the amount, date, merchant, and category for you to review before saving. • Search and reuse previous records Find similar transactions by amount, subcategory, merchant, or keywords. Reuse information from an existing record to reduce repetitive data entry. • Browse every transaction clearly View income and expense summaries by year, month, or date. Sort records by amount or time, and narrow the results by category, tag, or payment method. • Organize records in batches Delete multiple records, apply tags, or move selected transactions to another subcategory. • Analyze spending with charts Use bar charts or pie charts to summarize income and expenses by date, category, subcategory, tag, or payment method. Add frequently used reports to Quick Access. • Flexible categories and tags Start with built-in income and expense categories, then customize categories, subcategories, and tags to match your needs. Apply multiple tags to a transaction to organize travel, projects, household members, or reimbursement status. • Multiple payment methods and currencies Manage cash, bank cards, mobile payments, and other payment methods. Assign a currency to each payment method and view converted amounts for foreign-currency transactions. • Templates and automatic records Create monthly templates for recurring transactions such as rent and subscription services. Records are generated automatically on the date you choose. • Automatic iCloud sync Use the same iCloud account to keep your records synchronized across your Apple devices. • File backup and restore Export categories, tags, payment methods, and transaction records to a CSV file. You can also import data from a file when needed. • Privacy protection Enable Face ID, Touch ID, or device passcode authentication to protect your financial information. Keep expense tracking simple—and keep every transaction easy to understand.

About

TipSwift

Features
Read full description

Introducing TipSwift: Your Go-To Smart Tip Calculator App! Navigating the world of dining gratuities has never been easier with TipSwift, the ultimate tip calculator designed to take the guesswork out of tipping. Whether you're dining solo, with family, or splitting the bill among friends, TipSwift ensures that you calculate tips quickly, accurately, and fairly. Why TipSwift? Simplicity at Its Best: With a user-friendly interface, calculating tips is a breeze. Enter your bill amount, select the service quality, and let TipSwift do the rest. Bill Splitting Made Easy: Splitting the bill? No problem. TipSwift allows you to divide the total amount effortlessly among your party, ensuring everyone pays their fair share. Round Up Feature: Avoid the hassle of dealing with coins by rounding up your total to the nearest dollar. A smooth end to every dining experience. Key Features: Quick and precise tip calculations. Easy bill splitting for groups of any size. Multi-currency support: Supports multiple currencies to meet your needs anywhere in the world. Say goodbye to awkward bill splitting and unsure tipping with TipSwift. Download now and make every dining experience smooth and stress-free!

Screenshots

Handy Expense Tracker4 screens
TipSwift4 screens

Verdict

The call

The clearest difference is in-app purchases: TipSwift at none against Handy Expense Tracker's 1. TipSwift also leads on update cadence (every 4 days vs every 6 weeks). Handy Expense Tracker's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Handy Expense Tracker sells 1 one-off in-app purchase. TipSwift asks for nothing beyond the download.

UpkeepUpdate frequency

Handy Expense Tracker ships an update every 6 weeks, TipSwift every 4 days. The most recent releases landed on October 4, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 6 level
Handy Expense Tracker versus TipSwift: the parameters behind the verdict, then further details
ParameterHandy Expense TrackerTipSwift
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size6 MB4 MB
Age rating4+4+
Developer国相 鲁APPS BAY LIMITED

In-app purchases

1 purchases

Handy Expense Tracker

One-time1
  • Unrestricted version upgrade$5.99
None

TipSwift

No in-app purchases

Questions

Is Handy Expense Tracker free?
Handy Expense Tracker is free to download, with in-app purchases available.
Is TipSwift free?
TipSwift is free to download, with no in-app purchases.
Do Handy Expense Tracker or TipSwift have ads?
TipSwift shows ads; Handy Expense Tracker does not.
Which is updated more often, Handy Expense Tracker or TipSwift?
Handy Expense Tracker ships an update every 6 weeks, and TipSwift every 4 days. Most recently, Handy Expense Tracker was updated on October 4, 2026 and TipSwift on September 26, 2026.

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