Handy Expense Tracker vs 短信记账

Handy Expense Tracker is a simple and clear income and expense tracker for iPhone, iPad, and Mac. Organize everyday purchases, travel expenses, business reimbursements, and household finances with flexible categories, tags, and payment methods. Every transaction stays easy to find, helping you understand where your money goes. Key Features • Quickly record income and expenses Follow a clear step-by-step process to enter the category, amount, merchant, date, details, payment method, and tags. The amount field supports simple calculations, making it easy to total multiple items. • Extract information from receipts and order images Take a photo, select an order screenshot from your photo library, or share an image from another app. Handy Expense Tracker can extract the amount, date, merchant, and category for you to review before saving. • Search and reuse previous records Find similar transactions by amount, subcategory, merchant, or keywords. Reuse information from an existing record to reduce repetitive data entry. • Browse every transaction clearly View income and expense summaries by year, month, or date. Sort records by amount or time, and narrow the results by category, tag, or payment method. • Organize records in batches Delete multiple records, apply tags, or move selected transactions to another subcategory. • Analyze spending with charts Use bar charts or pie charts to summarize income and expenses by date, category, subcategory, tag, or payment method. Add frequently used reports to Quick Access. • Flexible categories and tags Start with built-in income and expense categories, then customize categories, subcategories, and tags to match your needs. Apply multiple tags to a transaction to organize travel, projects, household members, or reimbursement status. • Multiple payment methods and currencies Manage cash, bank cards, mobile payments, and other payment methods. Assign a currency to each payment method and view converted amounts for foreign-currency transactions. • Templates and automatic records Create monthly templates for recurring transactions such as rent and subscription services. Records are generated automatically on the date you choose. • Automatic iCloud sync Use the same iCloud account to keep your records synchronized across your Apple devices. • File backup and restore Export categories, tags, payment methods, and transaction records to a CSV file. You can also import data from a file when needed. • Privacy protection Enable Face ID, Touch ID, or device passcode authentication to protect your financial information. Keep expense tracking simple—and keep every transaction easy to understand.

短信记账 —— 收到消费短信，自动帮你记一笔 再也不用手动打开App记账。通过系统"快捷指令"，收到银行扣款、支付宝、微信支付的短信时，自动提取金额和商户，安静地记一笔，你只需要偶尔打开App看看统计。 【核心功能】 自动记账 · 配合系统"快捷指令"自动化，收到消费短信自动解析入账 · 本地正则引擎识别金额、商户，无需联网也能用 · 只记支出，工资到账、转账收入、退款等短信会自动忽略 AI 智能分类（可选） · 接入 DeepSeek，让 AI 从短信原文里补全本地规则没认出来的金额、商户，并给出更准确的消费分类 · 不开启也完全不影响记账，本地关键词规则免费兜底 · 费用直接由你自己在 DeepSeek 平台承担，我们不收取任何额外费用 灵活编辑 · 每一笔都能手动改金额、商户、分类、时间、备注 · 支持给消费贴一张图片作为凭证，列表直接显示缩略图，点开看大图 · 大额消费可设置阈值，超过会推送通知提醒你确认 查得到，管得住 · 主页默认显示最近 7 天，历史记录按月分组随时翻看 · 独立搜索页，按商户或备注关键词秒找记录 · 统计页：月度支出、分类占比饼图、支出趋势折线图一目了然 数据完全属于你 · 不需要注册账号，没有我们自己的服务器 · 所有记账数据存在设备本地，DeepSeek Key 加密存在系统 Keychain · 支持导出 CSV（可在 Excel / Numbers 打开），也支持从 CSV 导入，带唯一 ID 自动去重，不会重复导入 · 短信内容仅在你主动开启 AI 分类时才会发给 DeepSeek，其余功能全程不联网 隐私优先 本应用没有、也无法读取你设备上的短信收件箱——短信内容完全靠你自己在系统"快捷指令"里配置转发。没有广告、没有追踪、没有用户行为分析。 适合谁用 · 想记账但懒得打开 App 手动输入的人 · 已经习惯用银行卡/支付宝/微信支付、短信通知比较规律的人 · 想要数据完全掌握在自己手里、不想把消费记录传到别人服务器上的人 App 内"设置 → 使用指南"有完整的快捷指令配置步骤，跟着做几分钟就能用起来。