Comparison

UTSPAY vs KCM Trade

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UTSPAY

This service offers cashback on your Forex trades, helping you save on spread and commission costs. Earn rebates from a wide range of brokers and products, with real-time earning reports and fast withdrawals.

Highlights
  • Cashback on Forex trades
  • Save on spread and commission
  • Supports 40+ MT4/MT5 brokers
  • Earn from gold, silver, oil, stocks
  • Real-time earning reports
  • Fast withdrawal processing
  • Quick and reliable support
Features
Read full description

UTSPay is a rebate service allowing you to get paid for any trade you make in your Forex trading account.You can save cost of spread and commission. Our rebate service gives the best rebate rates and offers the following: -Wide range of brokers: You can choose from 40+ major MT4&MT5 forex brokers such as IUX, Tickmill, Exness, Fxpro, FXTM, Vantage, HFM, FBS, FXTM, AVATRADE, XM -Variety of products: You can earn from many products if you make gold trading, silver, crude oil, stock, futures, commodities. - Real-time earning report: You can view your earnings in real-time. - Highest rebate rates: We offer the most competitive forex cashback and rebates. There are no additional fees charged. Your spreads and commissions remain the same. -Fast Withdrawal: Get paid on every trade win or lose. Fast withdrawal processing without any delay. We offer only reliable and secure payment systems. - Quick & Reliable Support:Fast and friendly professional support with real trading experience. Ask us, we are always there for you. Get the free Forex Rebate app, never miss out on promotions from broker Earn cashback every time you trade. Join UTSPay right now. Saving starts with UTSPay when you trade. Download the free app right now.

About

KCM Trade

Access global financial markets with real-time data, AI-powered insights, and advanced trading tools. Explore various asset classes and utilize risk management features where permitted by law. Educational resources are available to all users.

Highlights
  • Real-time market data
  • AI-powered market analysis
  • Economic calendar
  • Price alerts
  • Forex trading
  • Commodities trading
  • Advanced order management
Read full description

KCM PRO is the new KCM Trade app: a multi-asset trading and market analysis platform built for speed, security, and informed decision-making. Access real-time market data, AI-powered market insights, and advanced trading tools, with trading services available in eligible jurisdictions under regulated entities. Market Information & Analytical Tools (Available to All Users) All registered users can access a range of free market tools: - Real-time price monitoring across multiple asset classes - Interactive charts with multiple timeframes - AI-powered market insights - Market news and economic calendar - Price alerts and notification tools These features are available regardless of whether trading services are accessible in the user's jurisdiction. Trading Services (Where Permitted by Law) In jurisdictions where permitted, eligible users may apply for access to Contracts for Difference (CFD) trading across selected instruments, including: - Foreign Exchange (Forex) - Commodities (such as gold, silver, and oil) - Indices - Shares Order management tools include Stop Loss, Take Profit, pending orders, and Close all. Trading services are subject to account approval, regulatory requirements, and local laws. Users located in jurisdictions where CFD trading is restricted or not permitted will not have access to trading functionality but may continue to use the market information and analytical features within the application. Account, Funding & Security - Open and manage your trading accounts in the app - Deposits, withdrawals, and transfers through licensed payment providers - Sign in with Face ID or with Apple Risk Disclosure Contracts for Difference (CFDs) are leveraged financial instruments that carry a high level of risk. Trading CFDs may not be suitable for all investors. You may lose all of your invested capital. Please ensure you fully understand the risks involved before engaging in trading activities. Further regulatory information is available at: https://www.kcmtrade.com/about/regulation Regulatory Information Trading services are provided by the following regulated entities: Kohle Capital Markets Limited, authorised and regulated by the Financial Services Commission (FSC) Mauritius (Licence No. C117022600) Services are only offered in compliance with applicable laws and regulations.

Screenshots

UTSPAY4 screens
KCM Trade4 screens

Verdict

The call

The clearest difference is ratings volume: UTSPAY at 5 against KCM Trade's 1. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for UTSPAY against 5.0 for KCM Trade. That said, the two scores are not equally well evidenced: UTSPAY has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

UTSPAY ships an update every 3 weeks, KCM Trade fortnightly. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
UTSPAY versus KCM Trade: the parameters behind the verdict, then further details
ParameterUTSPAYKCM Trade
PriceFreeFree
Rating5.0 (5 ratings)5.0 (1 ratings)
Positive reviews50.0% of reviews—
Number of ratings5 — better1
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size51 MB10 MB
Age rating9+17+
DeveloperAZPRIME TECHNOLOGIES FZCOKohle Capital Markets Limited

Customer experience

UTSPAY

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews16 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

KCM Trade

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UTSPAY

No in-app purchases

None

KCM Trade

No in-app purchases

Questions

Is UTSPAY free?
UTSPAY is free to download, with no in-app purchases.
Is KCM Trade free?
KCM Trade is free to download, with no in-app purchases.
Which has better reviews, UTSPAY or KCM Trade?
UTSPAY and KCM Trade are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.
Do UTSPAY or KCM Trade have ads?
Neither UTSPAY nor KCM Trade shows ads.
Which is updated more often, UTSPAY or KCM Trade?
UTSPAY ships an update every 3 weeks, and KCM Trade fortnightly. Most recently, UTSPAY was updated on October 24, 2026 and KCM Trade on October 24, 2026.

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