Comparison

DigiWallet BZ vs HeritagePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DigiWallet BZ

This mobile wallet provides Belizeans with secure and convenient access to a wide range of financial services. Easily transfer money, pay bills, shop with QR codes, and top up mobile services. It aims to replace the need for cash and bank cards with a safer digital solution.

Highlights
  • Instant local cash transfers
  • Cash in and cash out via agents
  • Mobile bill payments
  • QR code payments for shopping
  • DigiCell top-up and services purchase
  • Agent and merchant locator
Features
Read full description

DigiWallet is Belize’s most comprehensive and cutting-edge mobile wallet solution! With over 190K DigiCell mobile users, and 90% nationwide LTE and fiber coverage, DigiWallet will offer all Belizeans easy and safe access to the widest array of financial services via the most reliable and secure networks. DigiWallet will replace the need for bank cards and cash with an easier, safe and more secure payment method. Easily access the following services: Instant cash transfer Send money locally to other registered DigiWallet customers Cash In & Cash Out Visit any DigiStore or authorized DigiWallet Agent to easily add money to your account or cash out at your own convenience Bill Payments Pay your bills via the mobile app and keep a good credit standing Simplified Shopping Scan QR codes to pay for goods or services at any authorized DigiWallet Merchant Purchase Digi TopUp & Services Recharge any DigiCell Prepaid number at no extra cost plus buy your favorite DigiCell services and enjoy exclusive promotions Safe & Reliable Have peace of mind knowing your hard-earned cash is secure On-Demand Support: Agent & Merchant Locator via Google Maps Call & talk to an Agent Chat with an Agent View Frequently Asked Questions Must be 18 years or old with an active DigiCell or Smart number and a valid social security card or passport to successfully register. Register today & transform your payment experience!

About

HeritagePay

Features
Read full description

Heritage Pay is the first digital wallet in Belize, backed by Heritage Bank Limited. It connects you to OpenPay's growing network of local merchants and lets you pay, send, and manage your money from one secure app. Whether you're paying at the counter, splitting a bill, or sending money across town, Heritage Pay makes everyday payments simple and secure. WHAT YOU CAN DO • Scan & Pay — Scan a participating merchant's QR code, confirm the amount, and pay in a single tap. • Card Vault — Securely store multiple credit and debit cards. Each card is verified with a small micro-charge, and your card numbers are tokenized. The app never keeps your raw card details on your device. • Send Money — Transfer funds to bank accounts by institution and account number. Save recipients as favourites for one-tap re-use. • Request Money — Ask someone to send you a payment. • Transaction History — Review every payment and transfer, with receipts available in the app and by email as a PDF. • Biometric Security — Use Face ID or your fingerprint to open the app and authorize payments. • Payment Notifications — Get instant push notifications confirming your payments and receipts. GETTING STARTED Register in minutes with your phone number and a one-time verification code (OTP). No paperwork, no branch visit. SECURITY YOU CAN TRUST Heritage Pay is built by OpenPay and backed by Heritage Bank Limited. Your data is protected with industry-standard encryption in transit, biometric authentication, and card tokenization. Download Heritage Pay and carry Belize's digital wallet with you. Questions? Reach us at support@openpay.bz or visit https://openpay.bz/support.

Screenshots

DigiWallet BZ4 screens
HeritagePay4 screens

Verdict

The call

The clearest difference is update cadence: HeritagePay at every 10 days against DigiWallet BZ's monthly. DigiWallet BZ's advantage is iOS requirement (13.2 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DigiWallet BZ ships an update monthly, HeritagePay every 10 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
DigiWallet BZ versus HeritagePay: the parameters behind the verdict, then further details
ParameterDigiWallet BZHeritagePay
PriceFreeFree
Rating3.0 (25 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings25 — better—
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.2 — better15.5
Further details — not scored
Size36 MB67 MB
Age rating4+4+
DeveloperBelize Telemedia LimitedHeritage International Bank and Trust Limited

In-app purchases

None

DigiWallet BZ

No in-app purchases

None

HeritagePay

No in-app purchases

Questions

Is DigiWallet BZ free?
DigiWallet BZ is free to download, with no in-app purchases.
Is HeritagePay free?
HeritagePay is free to download, with no in-app purchases.
Do DigiWallet BZ or HeritagePay have ads?
Neither DigiWallet BZ nor HeritagePay shows ads.
Which is updated more often, DigiWallet BZ or HeritagePay?
DigiWallet BZ ships an update monthly, and HeritagePay every 10 days. Most recently, DigiWallet BZ was updated on October 24, 2026 and HeritagePay on October 25, 2026.

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