Comparison

CarePayment vs Stiffed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CarePayment

This app helps patients manage and pay medical bills through a flexible, 0.00% APR financing program. It offers account management, payment options, and direct communication with customer service, all without impacting your credit score.

Highlights
  • Manage CarePayment account
  • View patient account information
  • Access digital membership card
  • Pay monthly balance
  • Set up automatic payments
  • View FAQs and contact support
Features
Read full description

CarePayment partners with healthcare providers to provide 0.00% APR, flexible patient financing to help patients pay their medical bills. CarePayment is NOT a credit card. There is no application required and no impact to credit score. Providers fully sponsor the program so their patients can get – and pay for – the care they need when they need it. As a member of The CarePayment program, consumers can use the Mobile App to easily manage their account on the go with the following features: Create and Manage your CarePayment Account - Create a CarePayment account - View your patient account information - Access your digital membership card - View CarePayment and healthcare provider correspondence - Manage your CarePayment alerts and notifications - Edit your profile information Pay Your Balance - View your total account balance - Pay your monthly balance - Manage payment preference - Set up automatic monthly payments - Make a one-time payment Connect with CarePayment - View CarePayment FAQ - Submit a question to CarePayment Customer Service - Manage your preferred contact preferences - Enable paperless communications

About

Stiffed

Features
Read full description

Stiffed settles the dinner check without making everyone pay for somebody else's appetizer. Scan or choose a receipt photo, review every line, and split quantities into separate orders. Each person claims what they had. Stiffed calculates each share of the food, tax, and tip down to the cent. THE COMPLETE DINNER FLOW STAYS FREE • Scan receipts on your device • Edit every scanned line • Split quantities into claimable orders • Share dishes between multiple people • Calculate proportional tax and tip • Share detailed payment requests • Track who has paid • Keep unlimited local checks and history STIFFED PRO, $14.99 ONCE Pro publishes a live shared check. Each named guest gets a private link to claim in the app or browser, and the group gets one read-only table view. Claims update live. The organizer can recover published checks after changing phones on the store that sold Pro. Guests stay free and do not need an account. There is no subscription or trial. The receipt photo stays on the organizer's phone. A published check sends structured names, items, claims, totals, and payment status so the table can collaborate. Stiffed does not move or verify dinner money. It includes Venmo, Cash App, or Zelle instructions. The organizer marks a guest paid after the money arrives. Privacy: https://www.stiffed.app/privacy Support: https://www.stiffed.app/support Terms: https://www.stiffed.app/terms

Screenshots

CarePayment4 screens
Stiffed4 screens

Verdict

The call

The clearest difference is in-app purchases: CarePayment at none against Stiffed's 1. CarePayment also leads on iOS requirement (15.1 vs 17.0). Stiffed's advantage is update cadence (daily vs every 5 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Stiffed sells 1 one-off in-app purchase. CarePayment asks for nothing beyond the download.

UpkeepUpdate frequency

CarePayment ships an update every 5 weeks, Stiffed daily. The most recent releases landed on October 1, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 6 level
CarePayment versus Stiffed: the parameters behind the verdict, then further details
ParameterCarePaymentStiffed
PriceFreeFree
Rating4.6 (9 ratings) — better—
Number of ratings9 — better—
Update frequencyEvery 5 weeksDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size43 MB4 MB
Age rating4+4+
DeveloperCarePayment Technologies Inc.Creative Lid LLC

In-app purchases

None

CarePayment

No in-app purchases

1 purchases

Stiffed

One-time1
  • Stiffed Pro$14.99

Questions

Is CarePayment free?
CarePayment is free to download, with no in-app purchases.
Is Stiffed free?
Stiffed is free to download, with in-app purchases available.
Do CarePayment or Stiffed have ads?
Neither CarePayment nor Stiffed shows ads.
Which is updated more often, CarePayment or Stiffed?
CarePayment ships an update every 5 weeks, and Stiffed daily. Most recently, CarePayment was updated on October 1, 2026 and Stiffed on October 3, 2026.

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