Comparison

Nexti vs PayMan Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nexti

Features
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NEXTI е дигитален кредитен експерт – единственото по рода си мобилно приложение за кредити в България, което работи реално и лично за вас. NEXTI комуникира с най-добрите банки в България и в резултат ви предоставя наготово персонални оферти за банково финансиране, сред които можете да избирате. Целта на NEXTI е да помогне на повече хора да направят възможно най-добър избор за банково финансиране. Правим това чрез разбираем, лесен за използване и иновативен процес. Без никакви скрити такси и малки буквички в условията.

About

PayMan Token

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PayMan Token: Your Essential Security Companion for Payments PayMan Token is the dedicated security app designed exclusively for existing users of our PayMan web banking platform. Revolutionize how you protect your online payments by replacing vulnerable SMS and email OTP codes with instant, secure push notifications and one-touch approval. Experience a new standard of security and convenience for all your transaction activities. PayMan Token provides a secure second factor (2FA) for multi-factor authentication (MFA). Use the app to safely authorize your payments. Move beyond typing codes. PayMan Token instantly alerts you to pending payment transactions. Simply open the app and authorize the payment with a single touch using your device's biometric authentication (Fingerprint or Face Unlock). Your biometric data never leaves your device, ensuring maximum security and compliance. Key Features and Benefits: 1. Secure Payment Approvals: Authorize payments with complete confidence using a secure token for transactions. 2. Instant Push Approvals: Eliminate network delays and the risk of SIM-swapping. Receive real-time, encrypted transaction details directly to your enrolled mobile device. 3. Centralized Authorization Inbox: Seamlessly manage all your pending payment authorizations from one trusted screen. 4. Multi-Profile Management: Easily see your personal and business banking profiles to handle payment approvals for all your linked accounts within a single app. 5. Always in Control: Enjoy peace of mind with real-time updates and clear confirmation of your approved actions, enhancing fraud prevention and payment security. 6. Personalized Security Settings: Tailor your experience by enabling or managing biometric authentication, dark mode, and notification preferences. Important Note for Download: PayMan Token is built to enhance the security and user experience for individuals already using our official PayMan web banking services. You must have an active PayMan web banking account to enroll and use this security token app for payment authorization. Download PayMan Token today to take ultimate control of your payment security and enjoy a faster, more streamlined authorization process.

Screenshots

Nexti4 screens
PayMan Token4 screens

Verdict

The call

Nexti and PayMan Token are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nexti ships an update every 2 months, PayMan Token monthly. Both last shipped on October 10, 2026.

ScorecardNo meaningful differences
Nexti versus PayMan Token: the parameters behind the verdict, then further details
ParameterNextiPayMan Token
PriceFreeFree
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size30 MB43 MB
Age rating17+4+
DeveloperNexti.BG Ltd.PayMan Group

In-app purchases

None

Nexti

No in-app purchases

None

PayMan Token

No in-app purchases

Questions

Is Nexti free?
Nexti is free to download, with no in-app purchases.
Is PayMan Token free?
PayMan Token is free to download, with no in-app purchases.
Do Nexti or PayMan Token have ads?
Neither Nexti nor PayMan Token shows ads.
Which is updated more often, Nexti or PayMan Token?
Nexti ships an update every 2 months, and PayMan Token monthly. Most recently, Nexti was updated on October 10, 2026 and PayMan Token on October 10, 2026.

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