Comparison

CTBC eWallet vs TipSwift

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CTBC eWallet

Securely manage your debit cards with real-time transaction alerts and customizable usage controls. Set spending limits, define approved locations, and instantly turn cards on or off to prevent fraud and monitor spending.

Highlights
  • Real-time transaction alerts
  • Location-based transaction controls
  • Spending limit settings
  • Card On/Off switch
  • Merchant category monitoring
  • ATM locator
Features
Read full description

CTBC eWallet protect your debit cards by sending transaction alerts and enabling you to define when, where and how your cards are used. Download CTBC eWallet to your smartphone, then set your preferences to monitor and manage your cards. Alerts Ensure Safe, Secure Card Usage Alerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. CTBC eWallet can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place. Location-Based Alerts and Controls The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined. Usage Alerts and Controls Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions. Card On/Off Setting When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending. Additional Capabilities CTBC eWallet also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include: • Real-time balance inquiries • Locating ATMs Key Benefits • All cardholders can receive alerts to monitor transactions and protect their accounts • You can actively manage your money and take charge of your card usage • Parents can remotely control and monitor their children’s spending • Businesses can ensure spending policy compliance

About

TipSwift

Features
Read full description

Introducing TipSwift: Your Go-To Smart Tip Calculator App! Navigating the world of dining gratuities has never been easier with TipSwift, the ultimate tip calculator designed to take the guesswork out of tipping. Whether you're dining solo, with family, or splitting the bill among friends, TipSwift ensures that you calculate tips quickly, accurately, and fairly. Why TipSwift? Simplicity at Its Best: With a user-friendly interface, calculating tips is a breeze. Enter your bill amount, select the service quality, and let TipSwift do the rest. Bill Splitting Made Easy: Splitting the bill? No problem. TipSwift allows you to divide the total amount effortlessly among your party, ensuring everyone pays their fair share. Round Up Feature: Avoid the hassle of dealing with coins by rounding up your total to the nearest dollar. A smooth end to every dining experience. Key Features: Quick and precise tip calculations. Easy bill splitting for groups of any size. Multi-currency support: Supports multiple currencies to meet your needs anywhere in the world. Say goodbye to awkward bill splitting and unsure tipping with TipSwift. Download now and make every dining experience smooth and stress-free!

Screenshots

CTBC eWallet4 screens
TipSwift4 screens

Verdict

The call

The clearest difference is ads: CTBC eWallet at none against TipSwift's shown. TipSwift's advantage is update cadence (every 4 days vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CTBC eWallet ships an update every 6 months, TipSwift every 4 days. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 7 level
CTBC eWallet versus TipSwift: the parameters behind the verdict, then further details
ParameterCTBC eWalletTipSwift
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 6 monthsEvery 4 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size62 MB4 MB
Age rating4+4+
DeveloperCTBC Bank Corp. (USA)APPS BAY LIMITED

In-app purchases

None

CTBC eWallet

No in-app purchases

None

TipSwift

No in-app purchases

Questions

Is CTBC eWallet free?
CTBC eWallet is free to download, with no in-app purchases.
Is TipSwift free?
TipSwift is free to download, with no in-app purchases.
Do CTBC eWallet or TipSwift have ads?
TipSwift shows ads; CTBC eWallet does not.
Which is updated more often, CTBC eWallet or TipSwift?
CTBC eWallet ships an update every 6 months, and TipSwift every 4 days. Most recently, CTBC eWallet was updated on October 7, 2026 and TipSwift on October 25, 2026.

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