mngm vs Pennio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mngm
This platform simplifies buying, selling, storing, and utilizing precious metals with innovative solutions. It aims to make precious metals accessible to everyone in Egypt through transparent and simple means, serving both newcomers and experts.
- Buy precious metals
- Sell precious metals
- Store precious metals
- Deliver precious metals
- Utilize precious metals
- Shariah compliant services
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mngm is a precious-metals platform focused on introducing global standard precious metals’ services to Egypt. mngm offers unique and innovative solutions to buy, sell, store, deliver and utilize precious metals. Our aim is to democratize access to all market participants, through transparent, simple and innovative means. mngm has been developed with a mission to make buying, selling, storing and utilizing your asset simple, approachable, and manageable for newcomers and experts alike. Aiming to create value for our community, serve the untapped potential of Egypt’s precious metals market and provide you with the very best services. All while remaining Shariah compliant.
Pennio
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Stop forgetting expenses. Pennio lets you log spending like a journal — just say what you spent, and Pennio categorizes it instantly. No bank login required. No complicated setup. Just fast, private expense tracking that actually builds a habit. HOW IT WORKS Say it → Pennio categorizes it → Budget updates instantly. KEY FEATURES Voice Expense Logging — Say "coffee $3," and you're done. Hands-free, frictionless, done in seconds. Subscription Tracker — Every active subscription in one place. Get notified before renewal charges hit your account. Smart Budget Planner — Set category budgets, get alerts before you overspend, and see your financial health at a glance. Daily Streaks & Habits — Build a logging habit with streak tracking and a calendar view to keep you consistent. Spending Analytics — Detailed charts show exactly where your money goes. Spot patterns, cut waste, spend smarter. Multi-Currency Support — Track expenses in any currency. Built for travelers and global users. Home & Lock Screen Widgets — Your daily budget and recent transactions are always one glance away. Biometric Security — Face ID, Touch ID, and passcode protection keep your financial data private and local. YOUR PRIVACY MATTERS Pennio does not require a bank connection or account login. Your financial data stays on your device. Download Pennio and take control of your spending — one voice note at a time. Subscription Information: Unlock the full potential of Pennio with our Premium subscription, which grants you access to unlimited transaction logging, advanced financial insights, and deep spending pattern analysis. Payment will be charged to your Apple account upon confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your App Store Account Settings after purchase. Contact Us & Support: We'd love to hear from you. Email: madebypixels3@gmail.com Privacy Policy: https://pennio.framer.website/privacy-policy Terms & Conditions: https://pennio.framer.website/terms-and-conditions
Screenshots
Verdict
The clearest difference is in-app purchases: mngm at none against Pennio's 4. mngm also leads on iOS requirement (14.0 vs 26.2). Pennio's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pennio sells 4 in-app purchases, starting at $3.99 per 7 days. mngm asks for nothing beyond the download.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | mngm | Pennio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) — better | — |
| Number of ratings | 4 — better | — |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 39 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | EIH Consulting | Gurjot Singh |
In-app purchases
mngm
No in-app purchases
Pennio
- Pennio Weekly$3.997 Days
- Pennio Monthly$9.991 Month
- Monthly1 Month trial$9.991 Month
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- Pennio Yearly$99.991 Year









