Comparison

LUNA Securities vs Virtual Pag

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LUNA Securities

This mobile platform offers real-time stock trading for Philippine stocks. It provides secure, fast connections for traders and investors with a simple, user-friendly interface.

Highlights
  • Real-time stock trading
  • Direct Market Access (DMA)
  • Secure connections
  • Fast trading platform
  • User-friendly design
  • Philippine stock market access
Features
Read full description

Luna AtlasIFS is a mobile stock trading platform developed by Atlas IFS, Inc. It is a fully integrated cloud-based Direct Market Access (DMA) platform that provides reliable, fast, and secure real-time connections for traders and investors of Philippine stocks. The App utilizes a simple and easy-to-use design philosophy so that users can focus on trading rather than navigating the App. This application is managed by AtlasIFS, Inc. (Atlas Information Fintech Solutions). Luna AtlasIFS is the official mobile stock trading platform of Luna Securities, Inc. (lunasecurities.com), a member-broker of the Philippine Stock Exchange. Luna Securities, Inc. (lunasecurities.com) is registered with the Securities and Exchange Commission of the Philippines and officially licensed to operate as a Broker-Dealer in the Philippines.

About

Virtual Pag

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

Highlights
  • View savings and MP2 records
  • Monitor loan balances
  • Track payments
  • Apply for short-term loans
  • Online payment options
  • Check loan status
Features
Read full description

The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.

Screenshots

LUNA Securities4 screens
Virtual Pag4 screens

Verdict

The call

The clearest difference is rating: LUNA Securities at 5.0 against Virtual Pag's 2.9. LUNA Securities also leads on update cadence (every 4 weeks vs every 2 months). Virtual Pag's advantage is ratings volume (14 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LUNA Securities holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Virtual Pag has 14 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

LUNA Securities ships an update every 4 weeks, Virtual Pag every 2 months. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
LUNA Securities versus Virtual Pag: the parameters behind the verdict, then further details
ParameterLUNA SecuritiesVirtual Pag
PriceFreeFree
Rating5.0 (1 ratings) — better2.9 (14 ratings)
Positive reviews—0.0% of reviews
Number of ratings114 — better
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size35 MB147 MB
Age rating4+4+
DeveloperATLAS INVESTMENTS AND FINANCIAL SERVICES INCPag-IBIG Fund

Customer experience

LUNA Securities

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Virtual Pag

All ratings14 ratings
Positive42.9%
Neutral7.1%
Negative50.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

LUNA Securities

No in-app purchases

None

Virtual Pag

No in-app purchases

Questions

Is LUNA Securities free?
LUNA Securities is free to download, with no in-app purchases.
Is Virtual Pag free?
Virtual Pag is free to download, with no in-app purchases.
Which has better reviews, LUNA Securities or Virtual Pag?
LUNA Securities is rated higher. LUNA Securities averages 5.0 out of 5 from 1 ratings, while Virtual Pag averages 2.9 from 14 ratings.
Do LUNA Securities or Virtual Pag have ads?
Neither LUNA Securities nor Virtual Pag shows ads.
Which is updated more often, LUNA Securities or Virtual Pag?
LUNA Securities ships an update every 4 weeks, and Virtual Pag every 2 months. Most recently, LUNA Securities was updated on November 3, 2026 and Virtual Pag on November 3, 2026.

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