Valtpay vs FL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valtpay
This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.
- Digital e-wallet
- Utility bill payments
- Counter service payments
- Curaçao customer focused
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Digital E-wallet payment solution for all Curaçao customers. Customer can pay their utility bills and pay at counter for other services provided by cpost.
FL
Purchase foreign currency for travel or exchange with a trusted company. Choose between pickup at a physical location or delivery. This service is exclusively for residents of Florida and Texas.
- Purchase foreign currency
- Sell foreign currency
- Authorize.net payment gateway
- Admin approval for transactions
- In-person pickup option
- Delivery option
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This app allows people to purchase foreign currency through the company FL-TX Currency Exchange. Users are able to buy or sell to the company. The payment gateway is authorize.net and each transaction is approved by the admin. Users who buy currency can either pick it up from a physical location or have it delivered.
Screenshots
Verdict
The clearest difference is rating: Valtpay at 5.0 against FL's 4.2. FL's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valtpay holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: FL has 5 ratings behind it against 1, so its average is the more settled of the two.
Valtpay ships an update every 2 months, FL every 2 weeks. The most recent releases landed on July 24, 2026 and August 21, 2026 respectively.
| Parameter | Valtpay | FL |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.2 (5 ratings) |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 55 MB | 121 MB |
| Age rating | 4+ | 4+ |
| Developer | Cpost International N.V | Florida Currency Exchange Corp |
Customer experience
Valtpay
FL
In-app purchases
Valtpay
No in-app purchases
FL
No in-app purchases
