Comparison

Valtpay vs Budgetnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Valtpay

This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.

Highlights
  • Digital e-wallet
  • Utility bill payments
  • Counter service payments
  • Curaçao customer focused
Features
Read full description

Digital E-wallet payment solution for all Curaçao customers. Customer can pay their utility bills and pay at counter for other services provided by cpost.

About

Budgetnest

Features
Read full description

Take control of your money — calmly. Budgetnest is a smart personal finance app that turns everyday money management into something simple and stress-free. From daily spending to long-term planning, it gives you a clear picture of where you stand and where you're headed. WHAT YOU CAN DO • Track income and expenses in seconds • Organize multiple wallets, cards and cash accounts • Set monthly budgets and get warned before you overspend • Understand your habits with weekly, monthly and yearly stats • Automate recurring income and bills so nothing slips • Track investments — gold, funds, ETFs and more GO FURTHER WITH PRO • Unlimited AI financial insights tailored to you • Assign a different currency to each wallet • Personalized suggestions to help your money grow Built for students, professionals, and anyone who wants healthier financial habits, Budgetnest helps you stay organized, make informed decisions, and build a more confident financial future. Download Budgetnest and find your footing. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Valtpay4 screens
Budgetnest4 screens

Verdict

The call

The clearest difference is in-app purchases: Valtpay at none against Budgetnest's 3. Valtpay also leads on iOS requirement (13.0 vs 15.1). Budgetnest's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetnest sells 3 in-app purchases, starting at $9.99 per month. Valtpay asks for nothing beyond the download.

UpkeepUpdate frequency

Valtpay ships an update every 2 months, Budgetnest every 3 weeks. The most recent releases landed on July 24, 2026 and August 24, 2026 respectively.

Scorecard3 real differences · 6 level
Valtpay versus Budgetnest: the parameters behind the verdict, then further details
ParameterValtpayBudgetnest
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size55 MB56 MB
Age rating4+4+
DeveloperCpost International N.VHasan Fakhra

In-app purchases

None

Valtpay

No in-app purchases

3 purchases

Budgetnest

Subscriptions3
  • Finyo Pro$9.991 Month
  • Finyo Pro$49.996 Months
  • Finyo Pro$89.991 Year

Questions

Is Valtpay free?
Valtpay is free to download, with no in-app purchases.
Is Budgetnest free?
Budgetnest is free to download, with in-app purchases available.
Do Valtpay or Budgetnest have ads?
Neither Valtpay nor Budgetnest shows ads.
Which is updated more often, Valtpay or Budgetnest?
Valtpay ships an update every 2 months, and Budgetnest every 3 weeks. Most recently, Valtpay was updated on July 24, 2026 and Budgetnest on August 24, 2026.

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