Valtpay vs Budgetnest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valtpay
This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.
- Digital e-wallet
- Utility bill payments
- Counter service payments
- Curaçao customer focused
Read full descriptionHide full description
Digital E-wallet payment solution for all Curaçao customers. Customer can pay their utility bills and pay at counter for other services provided by cpost.
Budgetnest
Read full descriptionHide full description
Take control of your money — calmly. Budgetnest is a smart personal finance app that turns everyday money management into something simple and stress-free. From daily spending to long-term planning, it gives you a clear picture of where you stand and where you're headed. WHAT YOU CAN DO • Track income and expenses in seconds • Organize multiple wallets, cards and cash accounts • Set monthly budgets and get warned before you overspend • Understand your habits with weekly, monthly and yearly stats • Automate recurring income and bills so nothing slips • Track investments — gold, funds, ETFs and more GO FURTHER WITH PRO • Unlimited AI financial insights tailored to you • Assign a different currency to each wallet • Personalized suggestions to help your money grow Built for students, professionals, and anyone who wants healthier financial habits, Budgetnest helps you stay organized, make informed decisions, and build a more confident financial future. Download Budgetnest and find your footing. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Valtpay at none against Budgetnest's 3. Valtpay also leads on iOS requirement (13.0 vs 15.1). Budgetnest's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgetnest sells 3 in-app purchases, starting at $9.99 per month. Valtpay asks for nothing beyond the download.
Valtpay ships an update every 2 months, Budgetnest every 3 weeks. The most recent releases landed on July 24, 2026 and August 24, 2026 respectively.
| Parameter | Valtpay | Budgetnest |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 55 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Cpost International N.V | Hasan Fakhra |
In-app purchases
Valtpay
No in-app purchases
Budgetnest
- Finyo Pro$9.991 Month
- Finyo Pro$49.996 Months
- Finyo Pro$89.991 Year
Questions
Is Valtpay free?
Is Budgetnest free?
Do Valtpay or Budgetnest have ads?
Which is updated more often, Valtpay or Budgetnest?
Other comparisons















