Comparison

Uni vs Préstamos CLOUD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Uni

Features
Read full description

This Mobile Application enables Unison SACCO members to access the following services: Transaction Services - Withdraw Money (M-PESA/ATM/Agent) - Buy Airtime - Pay Bill (Electricity, Water etc) - Funds Transfer to SACCO Account - Funds Transfer to Bank Account My Account Service -Account balance -Get Detailed Account Statement -Change PIN Loans -Check Loan Limit -Apply for Loan -Loan Balance -Get Detailed Loan Statement -My Loan Guarantors: Get to know the members who have guaranteed your loans -Loans Guaranteed: Get to know the members you have guaranteed loans Contact US -Get contact information of your SACCO.

About

Préstamos CLOUD

Manage your entire credit portfolio on your iPhone. This app offers tools for loan management, collection routes, payment tracking, and client screening, ideal for finance businesses and field collectors.

Highlights
  • Collection route management
  • Loan prioritization by days overdue
  • Real-time payment tracking
  • Custom receipt printing
  • Client screening integration
  • Secure cloud synchronization
Features
Currently charting
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PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/

Screenshots

Uni4 screens
Préstamos CLOUD4 screens

Verdict

The call

The clearest difference is in-app purchases: Uni at none against Préstamos CLOUD's 10. Préstamos CLOUD's advantage is update cadence (every 9 days vs every 5 months) and chart position (#200 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Préstamos CLOUD sells 9 in-app purchases, starting at $14.99 per month. Uni asks for nothing beyond the download.

UpkeepUpdate frequency

Uni ships an update every 5 months, Préstamos CLOUD every 9 days. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard3 real differences · 8 level
Uni versus Préstamos CLOUD: the parameters behind the verdict, then further details
ParameterUniPréstamos CLOUD
PriceFreeFree
Rating—4.4 (22 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—22 — better
Update frequencyEvery 5 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
Best chart rank—#200 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size61 MB51 MB
Age rating17+4+
DeveloperUNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITEDCLOUD SERVICES INTERNATIONAL LLC

In-app purchases

None

Uni

No in-app purchases

9 purchases

Préstamos CLOUD

Subscriptions9
  • Plan eco$14.991 Month
  • PLAN EMPRENDEDOR2 variants$19.991 Month
  • PLAN BRONCE$29.991 Month
Show 6 more
  • PLAN PLATA$49.991 Month
  • PLAN ORO$89.991 Month
  • PLAN EMPRENDEDOR ANUAL$214.991 Year
  • PLAN BRONCE ANUAL$324.991 Year
  • PLAN PLATA ANUAL$539.001 Year
  • PLAN GOLD ANUAL$969.991 Year

Questions

Is Uni free?
Uni is free to download, with no in-app purchases.
Is Préstamos CLOUD free?
Préstamos CLOUD is free to download, with in-app purchases available.
Do Uni or Préstamos CLOUD have ads?
Neither Uni nor Préstamos CLOUD shows ads.
Which is updated more often, Uni or Préstamos CLOUD?
Uni ships an update every 5 months, and Préstamos CLOUD every 9 days. Most recently, Uni was updated on November 7, 2026 and Préstamos CLOUD on November 8, 2026.

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