Uni vs FNCD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Uni
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This Mobile Application enables Unison SACCO members to access the following services: Transaction Services - Withdraw Money (M-PESA/ATM/Agent) - Buy Airtime - Pay Bill (Electricity, Water etc) - Funds Transfer to SACCO Account - Funds Transfer to Bank Account My Account Service -Account balance -Get Detailed Account Statement -Change PIN Loans -Check Loan Limit -Apply for Loan -Loan Balance -Get Detailed Loan Statement -My Loan Guarantors: Get to know the members who have guaranteed your loans -Loans Guaranteed: Get to know the members you have guaranteed loans Contact US -Get contact information of your SACCO.
FNCD
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Ahorrar nunca fue tan fácil Conozca los beneficios de nuestras cuentas
Screenshots
Verdict
The clearest difference is update cadence: Uni at every 5 months against FNCD's every 10 months. Uni also leads on iOS requirement (12.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Uni ships an update every 5 months, FNCD every 10 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.
| Parameter | Uni | FNCD |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 61 MB | 55 MB |
| Age rating | 17+ | 4+ |
| Developer | UNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED | FINANCREDITS BNK LLC |
In-app purchases
Uni
No in-app purchases
FNCD
No in-app purchases
