Comparison

SZKB TWINT vs Sparkasse Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SZKB TWINT

Make payments easily and securely with your smartphone, directly linked to your bank account. Send and receive money from friends, and take advantage of partner offers and loyalty programs.

Highlights
  • Secure smartphone payments
  • Direct bank account connection
  • Send and receive money
  • Online and in-store payments
  • Partner offers and loyalty cards
  • QR code scanning
Features
Read full description

SZKB TWINT – Schnell und einfach bezahlen mit direkter Kontoanbindung Mit der kostenlosen SZKB TWINT App bezahlen Sie mit Ihrem Smartphone einfach und sicher an der Kasse, im Online-Shop, beim Einkaufen im Hofladen oder am Automaten beim Parkieren. Zudem können Sie jederzeit Geld an Freunde senden oder von ihnen empfangen. Profitieren Sie bei ihren Einkäufen durch Coupons oder Stempelkarten von attraktiven TWINT-Partnerangeboten. Wenn Sie Ihre Kundenkarten hinterlegen, können Sie beim Bezahlen mit TWINT auch deren Vorteile nutzen. Alle Ein- und Ausgänge werden direkt Ihrem Privatkonto belastet. Ihre Vorteile: • Direkte Anbindung an SZKB Privatkonto • Kostenlos nutzbar • Geld an Freunde senden und erhalten • Bequem und einfach an der Kasse bezahlen • Schnell und sicher in Online-Shops: QR-Code scannen oder direkt in der App bezahlen Voraussetzungen: Für die Nutzung der SZKB TWINT App benötigen Sie ein Smartphone mit einer Schweizer Mobilnummer und ein Privatkonto der Schwyzer Kantonalbank mit aktiviertem E-Banking Vertrag und gültigen Zugangsdaten (Vertragsnummer und Passwort). Bei Fragen zu TWINT wenden Sie sich bitte direkt an unser Kundencenter unter +41 58 800 20 20 oder kundencenter@szkb.ch. Weitere Informationen zur SZKB TWINT App finden Sie unter www.szkb.ch/twint

About

Sparkasse Banking

Features
Read full description

The bank in your pocket: The Sparkasse Banking App offers you comprehensive functions for your account – directly from your smartphone or tablet. Functions at a glance > Manage accounts & cards: Keep track of your balances, account movements and debit or credit cards – in real time. > Make payments quickly & conveniently: Easy payment transactions including QR invoices and templates. Scan, check, send – done. > Mobile-only convenience: All functions are available directly in the app – quick, straigthforward and without detours via your desktop. > Security first: State-of-the-art security standards with login via Face ID or Touch ID. > Customizable homepage: Design your app according to your needs – with widgets, quick access, and individual views. > eBill integration: Receive, check, and pay digital invoices directly – paperless and secure. > Messages & notifications: Receive push notifications about transactions or important account activity. > Digital mailbox: Conveniently access bank documents and account statements digitally – available at any time. > Trading directly in the app: Keep track of your total assets and trade securities conveniently on the go. > Personal contact: Contact your advisor directly – easily from within the app. Your advantages with the Sparkasse Banking App > Available around the clock: 24/7 access to your account – even on public holidays. > Full transparency: All transactions at a glance. > Trust from the region: Your bank with personal service – digital and locally based. Requirements > Valid e-banking contract with Sparkasse Schwyz > Current operating system for full security and optimal performance > Customers domiciled in Switzerland Download now and experience mobile banking in a new way – with your Sparkasse Schwyz!

Screenshots

SZKB TWINT4 screens
Sparkasse Banking4 screens

Verdict

The call

The clearest difference is update cadence: Sparkasse Banking at monthly against SZKB TWINT's every 3 months. Sparkasse Banking also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SZKB TWINT ships an update every 3 months, Sparkasse Banking monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 7 level
SZKB TWINT versus Sparkasse Banking: the parameters behind the verdict, then further details
ParameterSZKB TWINTSparkasse Banking
PriceFreeFree
Rating4.9 (10 ratings) — better—
Number of ratings10 — better—
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size58 MB22 MB
Age rating4+4+
DeveloperSchwyzer KantonalbankSparkasse Schwyz AG

In-app purchases

None

SZKB TWINT

No in-app purchases

None

Sparkasse Banking

No in-app purchases

Questions

Is SZKB TWINT free?
SZKB TWINT is free to download, with no in-app purchases.
Is Sparkasse Banking free?
Sparkasse Banking is free to download, with no in-app purchases.
Do SZKB TWINT or Sparkasse Banking have ads?
Neither SZKB TWINT nor Sparkasse Banking shows ads.
Which is updated more often, SZKB TWINT or Sparkasse Banking?
SZKB TWINT ships an update every 3 months, and Sparkasse Banking monthly. Most recently, SZKB TWINT was updated on November 3, 2026 and Sparkasse Banking on October 30, 2026.

Other comparisons