Comparison

BEX. vs OTM Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BEX.

Read full description

Discover BEX, the ultimate solution for managing business expenses of all time. BEX is specifically designed to streamline and simplify the entire process of tracking, submitting, approving, and reimbursing expenses for your business. Experience the convenience and security of BEX as it digitizes your expense policy. Download BEX now and unlock its extraordinary features: 1. Streamlined and Controlled Business Spending 2. Effortlessly set spending policies and simplify your administrative tasks 3. Apply individualized spending limits and restrictions based on employee profiles and business requirements 4. Convenient Business Payments 5. Empower your employees with Digital First cards that come with built-in controls 6. Capture receipts instantly and make payments directly from your phone 7. Time and Cost Savings 8. Digitize your business expense process and reduce administrative expenses 9. Efficiently identify unnecessary spending through a centralized expense dashboard 10. On-the-Go Expense Submissions 11. With BEX, employees can easily submit expense reports and receive swift reimbursements 12. Effortless Expense Tracking 13. Say goodbye to manual data entry with BEX, as it eliminates the need for cumbersome processes

About

OTM Card

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OTM is a global multi-regulated financial service provider. OTM Card is linked to OTM live trading account and accepted at any POS, ATM, or online merchant globally. OTM Card mobile app offers access to various features, including issuing virtual cards, activation/deactivation of the card, balance and transaction inquiry, transfers (card-to-card/locally and internationally), and access to multiple payment services. OTM Standard features: • International Acceptance • Multi-Currency Acceptance • Online Access GET OTM World features: (in addition to the above) • Free and unlimited access to 900+ airport lounges worldwide • Pass-through electric gates at QAIA using the E-gate card without standing in line for a Passport Control for the departure or arrival • Travel Medical and Inconvenience Insurance • 10% discount on Luxury Serviced Apartments, complimentary daily house cleaning on stays over seven nights at Onefinestay properties across Europe, the US, and Australia • Up to 25% on Avis Car Rental • 15% discounts on Careem Rides

Screenshots

BEX.4 screens
OTM Card4 screens

Verdict

The call

The clearest difference is update cadence: BEX. at every 2 months against OTM Card's every 14 months. BEX. also leads on iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BEX. ships an update every 2 months, OTM Card every 14 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

Scorecard2 real differences Ā· 4 level
BEX. versus OTM Card: the parameters behind the verdict, then further details
ParameterBEX.OTM Card
PriceFreeFree
Update frequencyEvery 2 months — betterEvery 14 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.6
Further details — not scored
Size36 MB152 MB
Age rating17+4+
Developerareeba SALGate To Pay

In-app purchases

None

BEX.

No in-app purchases

None

OTM Card

No in-app purchases

Questions

Is BEX. free?
BEX. is free to download, with no in-app purchases.
Is OTM Card free?
OTM Card is free to download, with no in-app purchases.
Do BEX. or OTM Card have ads?
Neither BEX. nor OTM Card shows ads.
Which is updated more often, BEX. or OTM Card?
BEX. ships an update every 2 months, and OTM Card every 14 months. Most recently, BEX. was updated on October 17, 2026 and OTM Card on October 18, 2026.

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