Comparison

MyFin vs Penni Private

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MyFin

Features
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MyFin β€” Manage your finances with ease Track expenses, plan budgets, and achieve your financial goals in a simple and secure app. What you can do with MyFin: * Create and monitor budgets * Analyze expenses with charts and reports * View all your accounts in one place * Export data to Excel MyFin combines ease of use with powerful tools to help you reduce expenses and grow your savings. Download MyFin and take control of your money today! The app use standard license agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Penni Private

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Penni is a private expense tracker that lives only on your iPhone. No cloud sync. No user accounts. No analytics. No tracking. Your money β€” your device. PRIVATE BY DESIGN Penni makes zero outbound network requests. Don't take our word for it: open iOS Settings β†’ Privacy & Security β†’ App Privacy Report after using Penni. You'll see nothing β€” because there's nothing to send. THREE CURRENCIES Track expenses in USD, UAH and EUR β€” each currency separately. No exchange rates. No conversions. No surprises. MONTHLY BUDGETS Set a per-currency limit. Watch progress fill up in real time. Adjust as you learn your habits. QUICK ACTIONS Long-press the app icon to log an expense in one tap β€” straight from your Home Screen. Your most-used templates are always one gesture away. VISUAL INSIGHTS Donut charts by category. Daily and monthly bar charts. Spot patterns in seconds, not hours. DARK MODE Adapts to your system theme automatically. Designed to feel right at any hour. CSV EXPORT Your data is yours. Export to CSV anytime β€” take it wherever you want. CATEGORIES & TEMPLATES Use 7 default categories or create your own with custom icons and colors. Save frequent expenses as templates. ENGLISH & UKRAINIAN Full localization for Ukraine. Built by a developer in Kyiv. WHAT WE DON'T DO - No accounts - No servers - No cloud sync - No analytics - No ads - No tracking Free. Forever. Privacy is the foundation, not a feature. Questions? Reach out at vyahello@gmail.com

Screenshots

MyFin4 screens
Penni Private4 screens

Verdict

The call

The clearest difference is in-app purchases: Penni Private at none against MyFin's 2. Penni Private also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. MyFin sells 2 in-app purchases, starting at $1.99 per month. Penni Private asks for nothing beyond the download.

UpkeepUpdate frequency

MyFin ships an update fortnightly, Penni Private every 3 weeks. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

Scorecard2 real differences Β· 4 level
MyFin versus Penni Private: the parameters behind the verdict, then further details
ParameterMyFinPenni Private
PriceFreeFree
Update frequencyFortnightly β€” betterEvery 3 weeks
AdsYesNo β€” better
In-app purchasesYesNo β€” better
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.6 β€” better16.6
Further details β€” not scored
Size77 MB2 MB
Age rating4+4+
DeveloperDmytro GrynVolodymyr Yahello

In-app purchases

2 purchases

MyFin

Subscriptions2
  • Myfin Pro$1.991 Month
  • Myfin Pro$17.991 Year
None

Penni Private

No in-app purchases

Questions

Is MyFin free?
MyFin is free to download, with in-app purchases available.
Is Penni Private free?
Penni Private is free to download, with no in-app purchases.
Do MyFin or Penni Private have ads?
MyFin shows ads; Penni Private does not.
Which is updated more often, MyFin or Penni Private?
MyFin ships an update fortnightly, and Penni Private every 3 weeks. Most recently, MyFin was updated on October 20, 2026 and Penni Private on October 8, 2026.

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