Karny vs Wraqi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Karny
Manage business credit and debit transactions with customers and suppliers. Track all financial exchanges securely, send payment reminders via WhatsApp, and generate transaction history reports in PDF format. This free tool simplifies debt collection and business accounting.
- Digital credit book management
- Track credit and debit transactions
- Send WhatsApp payment reminders
- Integrated calculator for transactions
- Generate PDF transaction history
- Autosaving and cloud backup
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Karny is a free digital credit book that helps you manage your business and your credit and debit transactions with your customers and suppliers. Safe and secure, Karny application allows you to track all of your transactions (credit or debit) with a third party and to record them securely. You can also remind your customers and suppliers of their situation by sending them reminders via WhatsApp. *Key Benefits of the App* *User friendly - Simple and intuitive user interface *100% free - no purchase or subscription fees *Safe, secure, reliable - only you have access to your data *Autosaving - Your notebook data is backed up to your mobile and online when connected to the network. If you lose your phone, you can access your notebook on another device using the same phone number to identify yourself *WhatsApp Payment Reminders - Send WhatsApp payment reminders to your customers and suppliers *Integrated Calculator - The app allows you to easily calculate, similar to a cash register or Point of Sale (POS), the total amount of a transaction with multiple items using its calculator *Collecting your money faster - Using WhatsApp Reminders you can improve your debt collection easily *Integrated PDF option to save customer and supplier transaction history -karny gives you the option to download all transactions in pdf format. This file can be shared with your customers and suppliers to transparently inform them of the transaction history. The Karny application is suitable for all types of businesses, small and medium-sized businesses making sales on credit. This app is a free alternative to cash register and Point of Sale (POS) software for: - Grocery stores, general food store and retails - Wholesalers and distributors - Independent sellers - Fruit and vegetable vendors - Butchers - Hardware stores,and other stores selling building materials - Clothing stores and tailors - Vehicle workshops - Jewelery stores - Beauty salons - Craftsmen - Liberal professions - Pharmacy For any question, suggestion or bug to report, you can contact us via email at info@karny.ma
Wraqi
This app streamlines document signing for individuals, reducing manual paperwork and enhancing daily convenience. It offers remote e-signature services secured by biometric or 3D secure authentication, with instantly verifiable documents.
- Simplified document signature
- Eliminates manual tasks
- Remote e-signature services
- Biometric/3D secure authentication
- QR code document verification
- Full transaction traceability
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A single platform that simplifies document signature for citizens and helps eliminate manual tasks and increases convenience in their daily paperwork. In addition to that, Wraqi platform provides full traceability of their transactions. Citizens can benefit from our e-signature services remotely. Their transactions are secured by biometric or 3D secure authentications. Documents provided by Wraqi platform are instantly verified using the QR code, and by a unique reference.
Screenshots
Verdict
The clearest difference is review sentiment: Karny at 67% against Wraqi's 33%. Karny also leads on rating (4.4 vs 4.0). Wraqi's advantage is update cadence (every 2 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Karny holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 16 and 12 respectively. Written reviews point the same way: 67% of Karny's written reviews are positive against 33% of Wraqi's.
Karny ships an update every 6 weeks, Wraqi every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Karny | Wraqi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (16 ratings) — better | 4.0 (12 ratings) |
| Positive reviews | 66.7% of reviews — better | 33.3% of reviews |
| Number of ratings | 16 — better | 12 |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.1 — better | 13.0 |
| Further details — not scored | ||
| Size | 45 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Groupe Wib | LA MAROCAINE ELECTRONIQUE DES E-SERVICES |
Customer experience
Karny
Wraqi
In-app purchases
Karny
No in-app purchases
Wraqi
No in-app purchases






