Comparison

Karny vs Wraqi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Karny

Manage business credit and debit transactions with customers and suppliers. Track all financial exchanges securely, send payment reminders via WhatsApp, and generate transaction history reports in PDF format. This free tool simplifies debt collection and business accounting.

Highlights
  • Digital credit book management
  • Track credit and debit transactions
  • Send WhatsApp payment reminders
  • Integrated calculator for transactions
  • Generate PDF transaction history
  • Autosaving and cloud backup
Features
Read full description

Karny is a free digital credit book that helps you manage your business and your credit and debit transactions with your customers and suppliers. Safe and secure, Karny application allows you to track all of your transactions (credit or debit) with a third party and to record them securely. You can also remind your customers and suppliers of their situation by sending them reminders via WhatsApp. *Key Benefits of the App* *User friendly - Simple and intuitive user interface *100% free - no purchase or subscription fees *Safe, secure, reliable - only you have access to your data *Autosaving - Your notebook data is backed up to your mobile and online when connected to the network. If you lose your phone, you can access your notebook on another device using the same phone number to identify yourself *WhatsApp Payment Reminders - Send WhatsApp payment reminders to your customers and suppliers *Integrated Calculator - The app allows you to easily calculate, similar to a cash register or Point of Sale (POS), the total amount of a transaction with multiple items using its calculator *Collecting your money faster - Using WhatsApp Reminders you can improve your debt collection easily *Integrated PDF option to save customer and supplier transaction history -karny gives you the option to download all transactions in pdf format. This file can be shared with your customers and suppliers to transparently inform them of the transaction history. The Karny application is suitable for all types of businesses, small and medium-sized businesses making sales on credit. This app is a free alternative to cash register and Point of Sale (POS) software for: - Grocery stores, general food store and retails - Wholesalers and distributors - Independent sellers - Fruit and vegetable vendors - Butchers - Hardware stores,and other stores selling building materials - Clothing stores and tailors - Vehicle workshops - Jewelery stores - Beauty salons - Craftsmen - Liberal professions - Pharmacy For any question, suggestion or bug to report, you can contact us via email at info@karny.ma

About

Wraqi

This app streamlines document signing for individuals, reducing manual paperwork and enhancing daily convenience. It offers remote e-signature services secured by biometric or 3D secure authentication, with instantly verifiable documents.

Highlights
  • Simplified document signature
  • Eliminates manual tasks
  • Remote e-signature services
  • Biometric/3D secure authentication
  • QR code document verification
  • Full transaction traceability
Features
Read full description

A single platform that simplifies document signature for citizens and helps eliminate manual tasks and increases convenience in their daily paperwork. In addition to that, Wraqi platform provides full traceability of their transactions. Citizens can benefit from our e-signature services remotely. Their transactions are secured by biometric or 3D secure authentications. Documents provided by Wraqi platform are instantly verified using the QR code, and by a unique reference.

Screenshots

Karny4 screens
Wraqi4 screens

Verdict

The call

The clearest difference is review sentiment: Karny at 67% against Wraqi's 33%. Karny also leads on rating (4.4 vs 4.0). Wraqi's advantage is update cadence (every 2 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Karny holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 16 and 12 respectively. Written reviews point the same way: 67% of Karny's written reviews are positive against 33% of Wraqi's.

UpkeepUpdate frequency

Karny ships an update every 6 weeks, Wraqi every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Karny versus Wraqi: the parameters behind the verdict, then further details
ParameterKarnyWraqi
PriceFreeFree
Rating4.4 (16 ratings) — better4.0 (12 ratings)
Positive reviews66.7% of reviews — better33.3% of reviews
Number of ratings16 — better12
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.1 — better13.0
Further details — not scored
Size45 MB33 MB
Age rating4+4+
DeveloperGroupe WibLA MAROCAINE ELECTRONIQUE DES E-SERVICES

Customer experience

Karny

All ratings11 ratings
Positive81.8%
Neutral0.0%
Negative18.2%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Wraqi

All ratings12 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Karny

No in-app purchases

None

Wraqi

No in-app purchases

Questions

Is Karny free?
Karny is free to download, with no in-app purchases.
Is Wraqi free?
Wraqi is free to download, with no in-app purchases.
Which has better reviews, Karny or Wraqi?
Karny is rated higher. Karny averages 4.4 out of 5 from 16 ratings, while Wraqi averages 4.0 from 12 ratings.
Do Karny or Wraqi have ads?
Neither Karny nor Wraqi shows ads.
Which is updated more often, Karny or Wraqi?
Karny ships an update every 6 weeks, and Wraqi every 2 weeks. Most recently, Karny was updated on November 3, 2026 and Wraqi on October 30, 2026.

Other comparisons