631理財投資 vs 9歲記帳
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
631理財投資
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• 結合「存錢+記帳＋理財＋投資＋知識」五大面向，幫助小資族的你打造屬於自己的致富公式，幫自己每年加薪多賺2個月。 • 每月自動系統性規劃薪資收入，根據「6：3：1」比例分配消費預算，每天輕鬆記帳，並設有預算超支提醒，有效控管不必要的花費。 • 提供收多元化支出數據圖表及匯出功能，方便健診你的收支狀態，浪費清單功能一眼抓出浪費源頭。 • 提供多種熱門人氣定期定額ETF，輕鬆打造每月配息投資環境，開心領股息。 • Dr. Selena理財知識專區，分享獨門理財心法，帶你財商全面提升。 使用上有任何問題或想許願開發新功能，歡迎來信 nstock.tw@gmail.com ，我們會盡快處理。 使用條款：https://shop.nstock.tw/app/user-agreement 隱私權政策：https://shop.nstock.tw/app/privacy-policy
9歲記帳
A simple bookkeeping app for children with an Apple Watch. It allows users to track, categorize, and manage expenses directly from their wrist. Designed to teach financial literacy from a young age.
- Expense tracking
- Expense record display
- Edit and delete entries
- Add notes to expenses
- Categorize expenses
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This app is designed for children who don't have a phone (like me) but have an Apple Watch. Sometimes, I forget to bring my account book, and when I want to use the Apple Watch to keep track of expenses, there isn't a good bookkeeping app. Many apps require a phone to use, and some lack editing and deleting features, so I decided to develop this app. The name "9歲記帳" is because it's meant to teach bookkeeping from the age of nine, and also because this app is created by me, a nine-year-old. The app features expense tracking, displaying expense records, editing and deleting entries, adding notes, and categorizing expenses.
Screenshots
Verdict
The clearest difference is in-app purchases: 9歲記帳 at none against 631理財投資's 2. 631理財投資's advantage is update cadence (every 2 months vs every 12 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 631理財投資 sells 2 in-app purchases, starting at $9.49 per month. 9歲記帳 asks for nothing beyond the download.
631理財投資 ships an update every 2 months, 9歲記帳 every 12 months. The most recent releases landed on September 10, 2026 and June 11, 2026 respectively.
| Parameter | 631理財投資 | 9歲記帳 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 53.3% of reviews |
| Update frequency | Every 2 months — better | Every 12 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | KWay & nStock Inc. | YuChia Liu |
In-app purchases
631理財投資
- 理財投資升級版（月訂閱）$9.491 Month
- 理財投資升級版（年訂閱）$95.991 Year
9歲記帳
No in-app purchases
