Comparison

Pennywise MFB vs Bowen MFB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Pennywise Mobile

Bowen

★ 4.01 ratingsView app →

About

Pennywise MFB

Features

Read full description

Pennywise Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

About

Bowen MFB Mobile

Manage your bank accounts on the go with this mobile application. Check balances, view statements, and perform transactions like airtime recharge and bill payments. You can also request cards and submit feedback directly to the bank.

Highlights

Account balance check
Account statement access
Airtime recharge
Bill payments
Inter-bank transfers
Card requests

Features

Read full description

Bowen Mobile brings the bank into your hands. The app has the following features: - Account balance - Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN - Inter-bank Transfer - Card Request The app also provides the functionality to get your feedback to the bank.

Screenshots

Pennywise MFB4 screens

Bowen MFB Mobile4 screens

Verdict

The call

Pennywise MFB and Bowen MFB Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pennywise MFB ships an update every 33 months, Bowen MFB Mobile every 28 months. Both last shipped on November 3, 2026.

ScorecardNo meaningful differences

Pennywise MFB versus Bowen MFB Mobile: the parameters behind the verdict, then further details
Parameter	Pennywise MFB	Bowen MFB Mobile
Price	Free	Free
Rating	—	4.0 (1 ratings) — better
Positive reviews	—	100.0% of reviews
Number of ratings	—	1 — better
Update frequency	Every 33 months	Every 28 months — better
Ads	No	No
In-app purchases	No	No
Monetization	—	Free
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	13.4	13.4
Further details — not scored
Size	27 MB	27 MB
Age rating	4+	17+
Developer	PENNYWISE MICROFINANCE BANK LIMITED	BOWEN MICROFINANCE BANK LIMITED

In-app purchases

None

Pennywise MFB

No in-app purchases

None

Bowen MFB Mobile

No in-app purchases

Questions

Is Pennywise MFB free?

Pennywise MFB is free to download, with no in-app purchases.

Is Bowen MFB Mobile free?

Bowen MFB Mobile is free to download, with no in-app purchases.

Do Pennywise MFB or Bowen MFB Mobile have ads?

Neither Pennywise MFB nor Bowen MFB Mobile shows ads.

Which is updated more often, Pennywise MFB or Bowen MFB Mobile?

Pennywise MFB ships an update every 33 months, and Bowen MFB Mobile every 28 months. Most recently, Pennywise MFB was updated on November 3, 2026 and Bowen MFB Mobile on November 3, 2026.