Comparison

Z Money vs Aella MFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Z Money

Read full description

Z Money is an application for managing and tracking the financial operations of ZAD Mastercard and Wallet given to service providers and subscribers on the ZAD platform هو تطبيق لإدارة وتتبع العمليات المالية لبطاقة ZAD Mastercard ومحفظة الممنوحة لمزود الخدمة والمشتركين على منصة ZAD

About

Aella MFB

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

Highlights
  • Loans
  • Investments
  • Bill payments
  • Micro-insurance
  • Peer-to-peer transfers
  • Address verification via location monitoring
Features
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Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.

Screenshots

Z Money4 screens
Aella MFB4 screens

Verdict

The call

The clearest difference is update cadence: Aella MFB at every 2 weeks against Z Money's every 10 months. Z Money's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Z Money ships an update every 10 months, Aella MFB every 2 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Z Money versus Aella MFB: the parameters behind the verdict, then further details
ParameterZ MoneyAella MFB
PriceFreeFree
Rating—4.6 (200 ratings) — better
Positive reviews—37.5% of reviews
Number of ratings—200 — better
Update frequencyEvery 10 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size124 MB109 MB
Age rating4+4+
DeveloperGate To PayAella Microfinance Bank Limited

In-app purchases

None

Z Money

No in-app purchases

None

Aella MFB

No in-app purchases

Questions

Is Z Money free?
Z Money is free to download, with no in-app purchases.
Is Aella MFB free?
Aella MFB is free to download, with no in-app purchases.
Do Z Money or Aella MFB have ads?
Neither Z Money nor Aella MFB shows ads.
Which is updated more often, Z Money or Aella MFB?
Z Money ships an update every 10 months, and Aella MFB every 2 weeks. Most recently, Z Money was updated on November 3, 2026 and Aella MFB on November 5, 2026.

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