Comparison

Percapita vs Netevia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Percapita

Manage your finances with an all-in-one app for spending, saving, budgeting, and building financial wellness. Enjoy features like early wage access, automatic savings, credit building through rent payments, and cash back rewards. Securely manage your money with FDIC insurance and robust data encryption.

Highlights
  • Smarter spending and saving tools
  • Automatic savings with Penny Jar
  • Build credit with rent payments
  • Earn cash back rewards
  • Early wage access
  • International money transfers
  • Needs-based and goal-based budgeting
Features
Read full description

Smarter spending. Easy saving. Real rewards. Take control of your money with Percapita—the all-in-one app for spending, saving, budgeting, and building financial wellness. - No hidden fees. No hoops. No minimum balance. No monthly fees. No overdraft penalties. Just real tools for real people. - Your money is safe and secure Eligible for up to $250,000 in FDIC insurance through Sutton Bank, Member FDIC [2] Percapita Visa® Debit Card you can use everywhere Visa is accepted* Full data encryption and multi-factor authentication (2FA) - Get paid when you need it [3] Access up to $1,000 of your earned wages before payday No credit checks, no hassle - Save automatically with Penny Jar [4] Every debit card purchase rounds up to the nearest dollar Build savings without even thinking about it - Build your credit with rent payments Get rewarded for the rent you already pay [5] Powered by Rock the Score - Earn cash back rewards Spend $300/month, get $25 cash back—up to $300/year [1] - Send money internationally Fast, affordable transfers to 75+ countries [6] - Budget smarter. Plan ahead. Stress less. Create needs-based and goal-based budgeting accounts Set budgets that fit your life, not someone else’s - Real human support. US-based, bilingual customer service A convenient in-app chat Why Percapita? Because your money should work for you—not against you. Download Percapita today and start spending smarter, saving easier, and building the financial freedom you deserve. Start for free. Stay for free. Your money. Your way. Disclosures Percapita is not a bank. We are a digital company that provides access to financial services. The Percapita Cash Account is provided by Sutton Bank, Member FDIC. The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. [1] Restrictions apply. See full promotional details at http://percapita.com/earn300 [2] The Percapita Cash Account is provided by Sutton Bank, Member FDIC. The funds in your deposit accounts are eligible for FDIC insurance up to $250,000 on a pass-through basis. The availability of FDIC insurance is contingent upon Percapita maintaining accurate records and deter- minations of the FDIC as receiver at the time of a receivership if Sutton Bank should fail. Such coverage is subject to aggregation of all of your deposits held at Sutton Bank. For further information about deposit insurance generally, you may write to the FDIC at 550 17th Street, N.W., Washington D.C. 20429, telephone the FDIC’s toll-free hotline at 877-275-3342, or visit its website at FDIC: Federal Deposit Insurance Corporation | http://www.fdic.gov. [3] Early wage access powered by Immediate Solutions, Inc.; terms and limits apply. [4] Penny Jar is an optional program provided by Percapita, not Sutton Bank. [5] Rent reporting and credit building powered by Rock the Score, LLC; eligibility applies. [6] International transfer services provided through Brightwell Payments Inc., and Bancorp. Brightwell Payments Inc. is a technology provider and not a bank or other regulated financial insti-tution. All regulated international transfer services associated with ReadyRemit® are provided by The Bancorp Bank N.A. Terms and conditions apply. Verification times vary and may delay the delivery of funds to the receiver. Restrictions may apply. See transfer terms and conditions for details.

About

Netevia

Manage your business finances with integrated tools for expense tracking, business cards, and checking accounts. This platform simplifies spending, allows card management, and vendor payments, all in one place.

Highlights
  • Business cards
  • Expense management software
  • Business checking accounts
  • Spending limit and balance checks
  • Card sending and management
  • External account connection
  • Vendor payments
Features
Read full description

If you're looking for a comprehensive and easy-to-use financial management solution for your small or medium-sized business, Netevia Banking Services is a perfect choice. Our products include business cards, expense management software, and business checking accounts designed to help you save time and money. The Netevia banking services app makes it easy for business owners, finance departments, and employees to access their Netevia cards for easy spending, check spending limits and balances, send and manage your cards, connect external accounts, pay your vendors for services and much more. With Netevia, you'll have everything you need to manage your finances in one convenient place.

Screenshots

Percapita4 screens
Netevia4 screens

Verdict

The call

Percapita and Netevia both sit at 4.7 stars, but that hides the real split: 86% of Percapita's written reviews are positive against 75% of Netevia's. Percapita also leads on ratings volume (41 vs 11). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Percapita against 4.6 for Netevia. Both are backed by a comparable volume of ratings — 41 and 11 respectively. Written reviews are what separate them: 86% of Percapita's written reviews are positive against 75% of Netevia's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Percapita versus Netevia: the parameters behind the verdict, then further details
ParameterPercapitaNetevia
PriceFreeFree
Rating4.7 (41 ratings) — better4.6 (11 ratings)
Positive reviews85.7% of reviews — better75.0% of reviews
Number of ratings41 — better11
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.4 — better
Further details — not scored
Size138 MB71 MB
Age rating17+4+
DeveloperPercapita Group, Inc.Tot Payments, LLC

Customer experience

Percapita

All ratings41 ratings
Positive92.7%
Neutral0.0%
Negative7.3%
Written reviews21 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

Netevia

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

None

Percapita

No in-app purchases

None

Netevia

No in-app purchases

Questions

Is Percapita free?
Percapita is free to download, with no in-app purchases.
Is Netevia free?
Netevia is free to download, with no in-app purchases.
Which has better reviews, Percapita or Netevia?
Percapita is rated higher. Percapita averages 4.7 out of 5 from 41 ratings, while Netevia averages 4.6 from 11 ratings.
Do Percapita or Netevia have ads?
Neither Percapita nor Netevia shows ads.
Which is updated more often, Percapita or Netevia?
Percapita ships an update every 3 weeks, and Netevia every 3 weeks. Most recently, Percapita was updated on October 23, 2026 and Netevia on October 24, 2026.

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