Comparison

Percapita vs TickerPerks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Percapita

Manage your finances with an all-in-one app for spending, saving, budgeting, and building financial wellness. Enjoy features like early wage access, automatic savings, credit building through rent payments, and cash back rewards. Securely manage your money with FDIC insurance and robust data encryption.

Highlights
  • Smarter spending and saving tools
  • Automatic savings with Penny Jar
  • Build credit with rent payments
  • Earn cash back rewards
  • Early wage access
  • International money transfers
  • Needs-based and goal-based budgeting
Features
Read full description

Smarter spending. Easy saving. Real rewards. Take control of your money with Percapita—the all-in-one app for spending, saving, budgeting, and building financial wellness. - No hidden fees. No hoops. No minimum balance. No monthly fees. No overdraft penalties. Just real tools for real people. - Your money is safe and secure Eligible for up to $250,000 in FDIC insurance through Sutton Bank, Member FDIC [2] Percapita Visa® Debit Card you can use everywhere Visa is accepted* Full data encryption and multi-factor authentication (2FA) - Get paid when you need it [3] Access up to $1,000 of your earned wages before payday No credit checks, no hassle - Save automatically with Penny Jar [4] Every debit card purchase rounds up to the nearest dollar Build savings without even thinking about it - Build your credit with rent payments Get rewarded for the rent you already pay [5] Powered by Rock the Score - Earn cash back rewards Spend $300/month, get $25 cash back—up to $300/year [1] - Send money internationally Fast, affordable transfers to 75+ countries [6] - Budget smarter. Plan ahead. Stress less. Create needs-based and goal-based budgeting accounts Set budgets that fit your life, not someone else’s - Real human support. US-based, bilingual customer service A convenient in-app chat Why Percapita? Because your money should work for you—not against you. Download Percapita today and start spending smarter, saving easier, and building the financial freedom you deserve. Start for free. Stay for free. Your money. Your way. Disclosures Percapita is not a bank. We are a digital company that provides access to financial services. The Percapita Cash Account is provided by Sutton Bank, Member FDIC. The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. [1] Restrictions apply. See full promotional details at http://percapita.com/earn300 [2] The Percapita Cash Account is provided by Sutton Bank, Member FDIC. The funds in your deposit accounts are eligible for FDIC insurance up to $250,000 on a pass-through basis. The availability of FDIC insurance is contingent upon Percapita maintaining accurate records and deter- minations of the FDIC as receiver at the time of a receivership if Sutton Bank should fail. Such coverage is subject to aggregation of all of your deposits held at Sutton Bank. For further information about deposit insurance generally, you may write to the FDIC at 550 17th Street, N.W., Washington D.C. 20429, telephone the FDIC’s toll-free hotline at 877-275-3342, or visit its website at FDIC: Federal Deposit Insurance Corporation | http://www.fdic.gov. [3] Early wage access powered by Immediate Solutions, Inc.; terms and limits apply. [4] Penny Jar is an optional program provided by Percapita, not Sutton Bank. [5] Rent reporting and credit building powered by Rock the Score, LLC; eligibility applies. [6] International transfer services provided through Brightwell Payments Inc., and Bancorp. Brightwell Payments Inc. is a technology provider and not a bank or other regulated financial insti-tution. All regulated international transfer services associated with ReadyRemit® are provided by The Bancorp Bank N.A. Terms and conditions apply. Verification times vary and may delay the delivery of funds to the receiver. Restrictions may apply. See transfer terms and conditions for details.

About

TickerPerks

Turn your stock ownership into tangible benefits. This app rewards you with points for owning stocks, which can be redeemed for discounts, merchandise, and exclusive experiences from brands and local businesses. It also offers a social platform for verified shareholders to connect.

Highlights
  • Earn points for stock ownership
  • Redeem points for discounts and experiences
  • Unlock shareholder perks from brands
  • Discover local business rewards
  • Connect with verified shareholders
  • Engage with companies you own
Features
Read full description

Get more from the stocks you already own. TickerPerks is a stock rewards app that turns ownership into real-world perks. Earn points, unlock experiences, and access rewards from the brands and local businesses connected to your investments. Because ownership should come with benefits. Earn points for being an owner Get rewarded simply for owning stock. Earn points through stock ownership and engagement, then redeem them for: • Experiences • Discounts • Merchandise • Exclusive access Perks from brands you already own You already invest in companies you believe in. TickerPerks helps you unlock shareholder perks from the public companies and brands you own and trust. Local rewards, real value Stock ownership can unlock perks close to home. Discover rewards from local businesses that recognize and reward verified shareholders in their communities. A verified shareholder social network Connect with verified shareholders and the companies you own through a private, ownership-verified social platform. • Follow and engage with companies you own • Connect with other verified shareholders of the same stock • Access updates, discussions, and exclusive content No bots. No noise. Just real owners. How it works Create a profile Free, fast, and easy to get started. Connect your brokerage Securely link to hundreds of brokerages and financial institutions. Verification is seamless and privacy-first. Discover and earn See the stocks you own, earn points, redeem rewards, and connect with brands and fellow shareholders. Why TickerPerks • Stock ownership rewards • Points you can actually use • Local and national perks • Verified shareholder communities • Free to download and use No trading. No hype. Just value for ownership. Download TickerPerks and start earning rewards for the stocks you already own. Terms and conditions apply: https://www.tickerperks.com/terms

Screenshots

Percapita4 screens
TickerPerks3 screens

Verdict

The call

The clearest difference is rating: Percapita at 4.7 against TickerPerks's 3.7. Percapita also leads on in-app purchases (none vs 2) and ads (none vs shown). TickerPerks's advantage is update cadence (weekly vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TickerPerks sells 2 in-app purchases, starting at $8.99 per month. Percapita asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Percapita holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 43 and 9 respectively. Written reviews point the same way: 86% of Percapita's written reviews are positive against 67% of TickerPerks's.

UpkeepUpdate frequency

Percapita ships an update every 3 weeks, TickerPerks weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard7 real differences · 3 level
Percapita versus TickerPerks: the parameters behind the verdict, then further details
ParameterPercapitaTickerPerks
PriceFreeFree
Rating4.7 (43 ratings) — better3.7 (9 ratings)
Positive reviews85.7% of reviews — better66.7% of reviews
Number of ratings43 — better9
Update frequencyEvery 3 weeksWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size138 MB92 MB
Age rating17+17+
DeveloperPercapita Group, Inc.TiiCKER, Inc.

Customer experience

Percapita

All ratings41 ratings
Positive92.7%
Neutral0.0%
Negative7.3%
Written reviews21 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

TickerPerks

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Percapita

No in-app purchases

2 purchases

TickerPerks

Subscriptions2
  • Premium Monthly$8.991 Month
  • Premium Yearly$59.991 Year

Questions

Is Percapita free?
Percapita is free to download, with no in-app purchases.
Is TickerPerks free?
TickerPerks is free to download, with in-app purchases available.
Which has better reviews, Percapita or TickerPerks?
Percapita is rated higher. Percapita averages 4.7 out of 5 from 43 ratings, while TickerPerks averages 3.7 from 9 ratings.
Do Percapita or TickerPerks have ads?
TickerPerks shows ads; Percapita does not.
Which is updated more often, Percapita or TickerPerks?
Percapita ships an update every 3 weeks, and TickerPerks weekly. Most recently, Percapita was updated on November 3, 2026 and TickerPerks on November 5, 2026.

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