Comparison

Yendo vs ManaSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yendo

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Highlights
  • Credit up to $10,000 based on car value
  • Revolving credit line
  • Lower interest rates
  • Build credit history
  • Report to major credit bureaus
  • Manage account via app
  • Freeze card
Features
Read full description

Yendo is the world's first credit card based on the value of your car. Quick, easy, and flexible, Yendo provides up to $10,000 in revolving credit without the high rates and hassle of a loan. UP TO $10,000 - Yendo provides revolving lines of credit up to $10,000 based on the value of your car. GREAT RATES - Smarter technology built by people who care means lower interest rates. See our current APRs on https://www.yendo.com. BUILD CREDIT - Yendo reports to the three major credit bureaus. STAY IN CONTROL - With our Yendo app, you can manage your credit card activity, review previous purchases, and freeze your card ABOUT - At Yendo, we believe everyone should have access to fair and affordable credit. We understand life can be unpredictable, and the right financial partner can help you navigate the twists and turns. With our Yendo Credit Card, you can get up to $10,000 at an affordable rate by using the equity in something you already own - your vehicle! And we report to the three major credit bureaus, which can help you build the credit you need for a more secure financial future. INCREDIBLE - You actually read this far, thanks! We can't wait to grow with you! Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International.

About

ManaSplit

Features
Read full description

Split bills, keep track of shared expenses, and talk with your group in one app. ManaSplit is for roommates, trips, families, and everyday plans. Add an expense, see who owes what, and keep the conversation beside the bill. SHARED EXPENSES Split equally, by exact amounts, percentages, or shares. Use Advanced Split for more detailed arrangements. Keep receipts, track balances, record repayments, and organize recurring bills. GROUP CHAT AND CALLS Send messages, photos, voice notes, files, and expense cards. Start an audio or video call from your conversation. YOUR HISTORY STAYS ON YOUR DEVICES Message and call history are stored on your devices. Cloud services deliver messages and keep shared accounts, groups, and expense records in sync. USEFUL WHEN YOU'RE OFFLINE Read saved information and prepare supported changes without an internet connection. Send and sync them when you reconnect. Compatible devices also support trusted nearby delivery. HELP WITH YOUR SPENDING Ask about balances, spending, and repayments. Supported Apple Intelligence features run on eligible devices. Availability depends on your device and settings. FREE FEATURES AND OPTIONAL PURCHASES Everyday expense tracking, messaging, calls, safety controls, and access to your records are free. Advanced Split includes a free allowance. Optional monthly or yearly memberships provide higher Advanced Split limits. You can also buy Mana Credits for eligible uses after your allowance runs out. Prices and limits are shown before you buy. Purchased credits do not expire. Previewing, canceling, or failing an operation does not use your allowance or credits. Subscriptions renew automatically unless canceled in your Apple Account settings. Restore eligible purchases in the app. Deleting your ManaSplit account does not cancel an Apple subscription. PRIVACY AND SAFETY ManaSplit has no ads and does not sell personal data. You can block people, report messages, manage privacy settings, and delete your account in the app. ManaSplit records shared expenses and repayments. It does not transfer money and is not a bank or financial adviser. Privacy policy: https://manasplit.pages.dev/privacy/ Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Yendo4 screens
ManaSplit4 screens

Verdict

The call

The clearest difference is in-app purchases: Yendo at none against ManaSplit's 10. Yendo also leads on update cadence (every 2 days vs every 5 days) and iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ManaSplit sells 10 in-app purchases, starting at $2.99 per month. Yendo asks for nothing beyond the download.

UpkeepUpdate frequency

Yendo ships an update every 2 days, ManaSplit every 5 days. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Yendo versus ManaSplit: the parameters behind the verdict, then further details
ParameterYendoManaSplit
PriceFreeFree
Rating4.8 (4.5K ratings) — better—
Positive reviews50.7% of reviews—
Number of ratings4.5K — better—
Update frequencyEvery 2 days — betterEvery 5 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size181 MB108 MB
Age rating4+12+
DeveloperYendo Inc.Chanakya Thotakura

Bugs and requests

Yendo

Reported bugs

5 issues
  • Constant app crashes and freezes
  • Issues with identity verification
  • Inaccurate transaction history and balances
  • Inability to update personal information
  • Delayed title return after loan payoff

Requested features

5 requests
  • Improve app stability and functionality
  • Provide more transparent pricing and fees
  • Enhance customer communication and support
  • Streamline the account activation process
  • Integrate with popular payment platforms

ManaSplit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Yendo

No in-app purchases

10 purchases

ManaSplit

Subscriptions6
  • ManaSplit Essential Monthly$2.991 Month
  • ManaSplit Pro Monthly$8.991 Month
  • ManaSplit Power Monthly$14.991 Month
Show 3 more
  • ManaSplit Essential Annual$24.991 Year
  • ManaSplit Plus Annual$39.991 Year
  • ManaSplit Pro Annual$69.991 Year
One-time4
  • 25 Mana Credits$1.99
  • 80 Mana Credits$4.99
  • 200 Mana Credits$9.99
Show 1 more
  • 500 Mana Credits$19.99

Questions

Is Yendo free?
Yendo is free to download, with no in-app purchases.
Is ManaSplit free?
ManaSplit is free to download, with in-app purchases available.
Do Yendo or ManaSplit have ads?
Neither Yendo nor ManaSplit shows ads.
Which is updated more often, Yendo or ManaSplit?
Yendo ships an update every 2 days, and ManaSplit every 5 days. Most recently, Yendo was updated on October 20, 2026 and ManaSplit on October 5, 2026.

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