BSFDebit vs AFL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BSFDebit
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Bank of San Francisco protects your debit cards by sending transaction alerts and enabling you to define when, where and how your cards are used. Download to your smartphone, then set your preferences to monitor and manage your cards. Alerts Enable Safe, Secure Card Usage Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity. Location-Based Controls and Alerts Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map. Usage Controls and Alerts Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions. Card On/Off Setting When “on” transactions are allowed per settings. When “off,” purchases or withdrawals
AFL
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AFL-CIO Employees FCU CardNav – A companion app for Blue Digital. Have full control over your debit and credit card usage in a way you’ve never had before • Manage how, when and where your cards are used—on your own terms. CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. • Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security… and those scary moments when you’re not quite sure where your card might be. • Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you. • Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! • Receive alerts when suspicious activity is suspected. • Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by: 1.Location – based on where the transaction occurs 2.Transaction type – based on type of transaction at point of sale 3.Merchant type – based on the type of merchant where the transaction occurred 4.Threshold – based on the threshold amount set by the user (i.e. – transactions over $500 receive an alert) Want to learn more, or begin using CardNav now? Contact your credit union to find out if they participate. If they do, download the app and begin using CardNav immediately.
Screenshots
Verdict
BSFDebit and AFL are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BSFDebit ships an update every 4 months, AFL every 8 months. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.
| Parameter | BSFDebit | AFL |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 90 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of San Francisco | AFL-CIO Employees Federal Credit Union |
In-app purchases
BSFDebit
No in-app purchases
AFL
No in-app purchases









