Platnova vs Kokopay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Platnova
Manage money globally with a multi-currency wallet, international transfers, and virtual cards. Pay bills, buy gift cards, and even book travel. Secure savings options and 24/7 support are available.
- Global money transfers
- Multi-currency wallet
- Virtual and physical cards
- Bill payments and top-ups
- Gift card purchases
- Vault savings with interest
- Travel bookings
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Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova
Kokopay
This app offers a quick and secure way to manage and pay bills across Africa. It consolidates various payment needs into a single platform for user convenience.
- All-in-one bill payment
- Fast transactions
- Secure platform
- Africa-focused
- Mobile payments
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Kokopay is the fastest and safest all-in-one bill payment app within Africa
Screenshots
Verdict
The clearest difference is update cadence: Platnova at weekly against Kokopay's every 6 months. Platnova also leads on rating (4.0 vs 3.7) and ratings volume (185 vs 32). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Platnova holds the better App Store score, 4.0 against 3.7. That said, the two scores are not equally well evidenced: Platnova has 185 ratings behind it against 32, so its average is the more settled of the two. Written reviews complicate that: 69% of Platnova's written reviews are positive against 71% of Kokopay's, so the app with the better star average is not the one people write more warmly about.
Platnova ships an update weekly, Kokopay every 6 months. Both last shipped on November 7, 2026.
| Parameter | Platnova | Kokopay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (185 ratings) — better | 3.7 (32 ratings) |
| Positive reviews | 69.1% of reviews | 71.4% of reviews — better |
| Number of ratings | 185 — better | 32 |
| Update frequency | Weekly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 163 MB | 51 MB |
| Age rating | 17+ | 4+ |
| Developer | Platnova | Kokosend Limited |
Customer experience
Platnova
Kokopay
Bugs and requests
Platnova
Reported bugs
3 issues- Restricted account access
- Delayed or missing fund transfers
- Incompatibility with certain payment methods
Requested features
3 requests- Gift card and virtual card purchase options
- Improved withdrawal and refund process
- Expanded payment method support
Kokopay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Platnova
No in-app purchases
Kokopay
No in-app purchases
