Comparison

Platnova vs Pay with Vendy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Platnova

This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.

Highlights
  • Global money transfers
  • Multi-currency wallet
  • Virtual and physical cards
  • Bill payments and top-ups
  • Gift cards
  • Vault savings
  • Lifestyle services
Features
Read full description

Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova

About

Pay with Vendy

This app provides a unified payment gateway for merchants to accept both offline and online payments across Africa. It offers a proactive, flexible, fast, and secure transaction process.

Highlights
  • Unified payment gateway
  • Offline payment acceptance
  • Online payment acceptance
  • Proactive transaction process
  • Flexible payment options
  • Fast and secure transactions
Read full description

Vendy is a unified payment gateway that allows merchants accept offline and online payments in Africa through a proactive, flexible, fast and secure process.

Screenshots

Platnova4 screens
Pay with Vendy4 screens

Verdict

The call

The clearest difference is review sentiment: Platnova at 69% against Pay with Vendy's 0%. Platnova also leads on rating (4.0 vs 1.0) and ratings volume (183 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Platnova holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: Platnova has 183 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 69% of Platnova's written reviews are positive against 0% of Pay with Vendy's.

UpkeepUpdate frequency

Platnova ships an update weekly, Pay with Vendy every 10 days. The most recent releases landed on October 13, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
Platnova versus Pay with Vendy: the parameters behind the verdict, then further details
ParameterPlatnovaPay with Vendy
PriceFreeFree
Rating4.0 (183 ratings) — better1.0 (1 ratings)
Positive reviews69.1% of reviews — better0.0% of reviews
Number of ratings183 — better1
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size224 MB33 MB
Age rating4+4+
DeveloperPlatnovaVendy Limited

Customer experience

Platnova

All ratings183 ratings
Positive74.3%
Neutral2.7%
Negative23.0%
Written reviews152 reviews
Positive69.1%
Neutral0.7%
Negative30.3%

Pay with Vendy

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Platnova

Reported bugs

3 issues
  • Restricted account access
  • Delayed or missing fund transfers
  • Incompatibility with certain payment methods

Requested features

3 requests
  • Gift card and virtual card purchase options
  • Improved withdrawal and refund process
  • Expanded payment method support

Pay with Vendy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Platnova

No in-app purchases

None

Pay with Vendy

No in-app purchases

Questions

Is Platnova free?
Platnova is free to download, with no in-app purchases.
Is Pay with Vendy free?
Pay with Vendy is free to download, with no in-app purchases.
Which has better reviews, Platnova or Pay with Vendy?
Platnova is rated higher. Platnova averages 4.0 out of 5 from 183 ratings, while Pay with Vendy averages 1.0 from 1 ratings.
Do Platnova or Pay with Vendy have ads?
Neither Platnova nor Pay with Vendy shows ads.
Which is updated more often, Platnova or Pay with Vendy?
Platnova ships an update weekly, and Pay with Vendy every 10 days. Most recently, Platnova was updated on October 13, 2026 and Pay with Vendy on October 3, 2026.

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