Platnova vs Midescrow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Platnova
This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.
- Global money transfers
- Multi-currency wallet
- Virtual and physical cards
- Bill payments and top-ups
- Gift cards
- Vault savings
- Lifestyle services
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Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova
Midescrow
Manage your bills and create virtual USD cards for online shopping. Easily pay for electricity, airtime, and subscriptions. Enjoy secure and convenient payment solutions.
- All-in-one bill payment
- Virtual USD card creation
- Electricity bill payment
- Airtime top-up
- Subscription payments
- Secure online shopping
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Simplify your life with our all-in-one bill payment and virtual card solution. Effortlessly pay for electricity, airtime top-up, and various subscriptions. Need to shop online internationally? Create your own USD virtual card quickly and securely within the app. Enjoy hassle-free services and take control of your payments today!
Screenshots
Verdict
Platnova and Midescrow both sit at 4.0 stars, but that hides the real split: 100% of Midescrow's written reviews are positive against 69% of Platnova's. Platnova's advantage is update cadence (weekly vs every 3 weeks) and ratings volume (177 vs 7). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.0 for Platnova against 4.1 for Midescrow. That said, the two scores are not equally well evidenced: Platnova has 177 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 69% of Platnova's written reviews are positive against 100% of Midescrow's.
Platnova ships an update weekly, Midescrow every 3 weeks. The most recent releases landed on September 23, 2026 and August 19, 2026 respectively.
| Parameter | Platnova | Midescrow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (177 ratings) | 4.1 (7 ratings) — better |
| Positive reviews | 69.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 177 — better | 7 |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 14 — better |
| Further details — not scored | ||
| Size | 223 MB | 139 MB |
| Age rating | 4+ | 4+ |
| Developer | Platnova | Midescrow Ventures |
Customer experience
Platnova
Midescrow
Bugs and requests
Platnova
Reported bugs
3 issues- Restricted account access
- Delayed or missing fund transfers
- Incompatibility with certain payment methods
Requested features
3 requests- Gift card and virtual card purchase options
- Improved withdrawal and refund process
- Expanded payment method support
Midescrow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Platnova
No in-app purchases
Midescrow
No in-app purchases
