Platnova vs ComePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Platnova
Manage money globally with a multi-currency wallet, international transfers, and virtual cards. Pay bills, buy gift cards, and even book travel. Secure savings options and 24/7 support are available.
- Global money transfers
- Multi-currency wallet
- Virtual and physical cards
- Bill payments and top-ups
- Gift card purchases
- Vault savings with interest
- Travel bookings
Read full descriptionHide full description
Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova
ComePay
Read full descriptionHide full description
ComePay is the fast, simple way to send money, pay bills and earn cashback in Nigeria. Open an account in minutes, get your own account number instantly and manage your money from one beautiful app. SEND MONEY IN SECONDS • Send to any Nigerian bank or another ComePay customer • New keypad, a clear review screen and an instant receipt you can share • 1-Tap payments for the people you pay often • Your favourites and recent transfers follow you to any phone, with the date and time of each payment PAY BILLS AND EARN CASHBACK • Airtime and data for MTN, Airtel, Glo and 9mobile • Electricity tokens for all major distribution companies, with the meter owner's name and address on your receipt • DStv, GOtv and Startimes, betting wallets and exam PINs (WAEC, NECO, NABTEB, JAMB) • See exactly how much cashback you will earn before you pay • Pay with your cashback in one tap and see what is left to pay from your wallet • Recent meters, smartcards, phone numbers and betting IDs saved for you GET PAID EASILY • Your own account number from the moment you sign up • Request money by phone number, account number or your ComePay @tag • Money alerts that speak the amount out loud, in English, Pidgin, Yorùbá, Igbo or Hausa BANKING IN YOUR LANGUAGE • Use ComePay in English, Pidgin, Yorùbá, Igbo or Hausa YOUR MONEY, PROTECTED • Identity check with BVN and a live selfie, so only you can open your account • Transaction PIN and fingerprint or Face ID for every payment • Safety PIN for moments you feel unsafe • Privacy mode hides your balance with a tap or a shake • Scam check warns you before you pay an account reported for fraud • Choose how you sign in: stay signed in, lock after 5 minutes, or sign in every time you open the app SAVE AND PLAN • Savings goals and Spend & Save to build your savings as you spend • Scheduled payments and bill reminders so you never miss a due date COMING SOON • ComePay virtual and physical cards HELP WHEN YOU NEED IT • Chat with our support team inside the app • Clear receipts and statements for every transaction Download ComePay today and enjoy faster payments, real cashback and a safer way to manage your money.
Screenshots
Verdict
Platnova and ComePay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Platnova ships an update weekly, ComePay fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Platnova | ComePay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (185 ratings) — better | — |
| Positive reviews | 69.1% of reviews | — |
| Number of ratings | 185 — better | — |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 | 16.0 — better |
| Further details — not scored | ||
| Size | 162 MB | 51 MB |
| Age rating | 17+ | 4+ |
| Developer | Platnova | COMETSTAR TECHNOLOGIES |
Bugs and requests
Platnova
Reported bugs
3 issues- Restricted account access
- Delayed or missing fund transfers
- Incompatibility with certain payment methods
Requested features
3 requests- Gift card and virtual card purchase options
- Improved withdrawal and refund process
- Expanded payment method support
ComePay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Platnova
No in-app purchases
ComePay
No in-app purchases









