Platnova vs Daya Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Platnova
Manage money globally with a multi-currency wallet, international transfers, and virtual cards. Pay bills, buy gift cards, and even book travel. Secure savings options and 24/7 support are available.
- Global money transfers
- Multi-currency wallet
- Virtual and physical cards
- Bill payments and top-ups
- Gift card purchases
- Vault savings with interest
- Travel bookings
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Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova
Daya Business
Manage business finances with stablecoins and traditional currency. Send payments globally via blockchain or bank transfers, and receive funds through multiple deposit options. Access a virtual card for secure online transactions.
- Multi-currency accounts (USDT, USDC, USD, NGN)
- Send payments via onchain, bank transfer, or instant Daya transfers
- Multiple deposit options (stablecoin onchain, USD/NGN bank accounts)
- Virtual card for online payments
- Manage spend limits and approvals
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Daya is a stablecoin banking platform built for Nigerian businesses. Manage your funds in USDT, USDC, and naira from a single app, with the speed of blockchain and the familiarity of traditional banking. Multi-Currency Accounts Hold and transact in USDT, USDC, USD, and NGN. View your total balance in your preferred currency and move between stablecoins and fiat seamlessly. Send Payments Anywhere Pay vendors, suppliers, and partners through three channels: – Onchain transfers across multiple networks – Bank transfers in USD and NGN – Instant zero-fee transfers to other Daya users Multiple Deposit Options Fund your account by receiving stablecoins onchain, or through dedicated USD and NGN bank accounts. Share your deposit details or QR code directly from the app. Virtual Card Access a virtual card for secure online payments worldwide. Set spend limits and manage approvals from your dashboard.
Screenshots
Verdict
The clearest difference is rating: Daya Business at 5.0 against Platnova's 4.0. Daya Business also leads on review sentiment (100% vs 69%). Platnova's advantage is ratings volume (185 vs 3) and update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Daya Business holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Platnova has 185 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 69% of Platnova's written reviews are positive against 100% of Daya Business's.
Platnova ships an update weekly, Daya Business every 3 weeks. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | Platnova | Daya Business |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (185 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 69.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 185 — better | 3 |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 163 MB | 63 MB |
| Age rating | 17+ | 4+ |
| Developer | Platnova | Daya Tech Inc |
Customer experience
Platnova
Daya Business
Bugs and requests
Platnova
Reported bugs
3 issues- Restricted account access
- Delayed or missing fund transfers
- Incompatibility with certain payment methods
Requested features
3 requests- Gift card and virtual card purchase options
- Improved withdrawal and refund process
- Expanded payment method support
Daya Business
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Platnova
No in-app purchases
Daya Business
No in-app purchases









