Comparison

Platnova vs Vidaripay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Platnova

Manage money globally with a multi-currency wallet, international transfers, and virtual cards. Pay bills, buy gift cards, and even book travel. Secure savings options and 24/7 support are available.

Highlights
  • Global money transfers
  • Multi-currency wallet
  • Virtual and physical cards
  • Bill payments and top-ups
  • Gift card purchases
  • Vault savings with interest
  • Travel bookings
Features
Read full description

Platnova is your all-in-one finance and lifestyle app, offering seamless money transfers, secure savings, bill payments, and more across 80+ countries and 25+ currencies. Easy Setup Sign up effortlessly with just your name and email to start transferring payments. No bank account or credit card is required to begin transacting. Global Money Transfers Send and receive money instantly to over 80 countries in 25+ currencies, including AED, AUD, USD, GBP, CHF, EUR, NGN, and more. Enjoy competitive exchange rates and multiple payment methods for a hassle-free experience. Multi-Currency Wallet Hold and manage funds in various currencies such as USD, GBP, EUR, and NGN. Easily swap between currencies at favorable rates to suit your needs. Virtual and Physical Cards Create and fund virtual or physical cards for secure online and in-store purchases. Enjoy fast and easy withdrawals via POS and manage your transactions through the Platnova app. Bill Payments and Top-Ups Conveniently pay bills, recharge airtime, and purchase data bundles for various service providers worldwide, all from the comfort of your home or on the go. Gift Cards Purchase and send a wide range of gift cards to friends and family at the best rates. Choose from popular options like PlayStation, Apple, Amazon, and more. Tuition Payments Pay your tuition fees, accommodation, and other bills in any country with no extra fees, ensuring a hassle-free educational experience. Vault Savings Save in your preferred currency with flexible terms and earn competitive interest rates. Choose from short, medium, or long-term savings plans to grow your wealth securely. Lifestyle Services Book flights, hotels, and more with ease. Access over 300 airlines and hotels, and enjoy the convenience of booking now and paying later. Secure and Reliable Your security is our priority. With multi-sig wallets, One-Time Pins (OTPs), and industry-standard authenticators, we ensure your funds are always safe and secure. 24/7 Support Our dedicated support team is always available to assist you. Chat with us directly through the Platnova app for immediate help with any questions or concerns. Experience the future of finance and lifestyle management with Platnova. Download the app today and take control of your financial journey. For more information, visit our website: platnova.com Connect with us on social media: - Facebook: @getplatnova - Twitter: @getplatnova - Instagram: @getplatnova

About

Vidaripay

A digital wallet for managing money and sending payments across Africa. It allows users to hold currency balances, send and receive money securely, convert currencies, and access virtual cards for online purchases.

Highlights
  • Send and receive money
  • Hold currency balances
  • Currency conversion
  • Virtual card services
  • Transaction tracking
  • Secure transactions
Features
Read full description

Vidaripay Send, Receive, and Manage Money Across Africa Vidaripay is a digital wallet built to help you manage your money and send payments across multiple African countries, including Rwanda, Nigeria, Ghana, and the Republic of the Congo. With your Vidaripay Wallet, you can Add money and hold supported currency balances Send and receive money using your Key or VidaripayTag Convert between supported currencies Access eligible virtual card services for online payments Track your transaction history with real time status Every transaction is verified for your security, with monitoring in place to help catch unusual activity. Whether you're supporting family, paying for everyday needs, or managing money across borders, Vidaripay gives you one simple, secure place to do it all.

Screenshots

Platnova4 screens
Vidaripay1 screens

Verdict

The call

The clearest difference is rating: Vidaripay at 4.7 against Platnova's 4.0. Platnova's advantage is ratings volume (185 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Vidaripay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Platnova has 185 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Platnova ships an update weekly, Vidaripay every 4 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
Platnova versus Vidaripay: the parameters behind the verdict, then further details
ParameterPlatnovaVidaripay
PriceFreeFree
Rating4.0 (185 ratings)4.7 (3 ratings) — better
Positive reviews69.1% of reviews—
Number of ratings185 — better3
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.5 — better
Further details — not scored
Size162 MB115 MB
Age rating17+4+
DeveloperPlatnovaVidari Group LLc

Customer experience

Platnova

All ratings185 ratings
Positive74.6%
Neutral2.7%
Negative22.7%
Written reviews152 reviews
Positive69.1%
Neutral0.7%
Negative30.3%

Vidaripay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Platnova

Reported bugs

3 issues
  • Restricted account access
  • Delayed or missing fund transfers
  • Incompatibility with certain payment methods

Requested features

3 requests
  • Gift card and virtual card purchase options
  • Improved withdrawal and refund process
  • Expanded payment method support

Vidaripay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Platnova

No in-app purchases

None

Vidaripay

No in-app purchases

Questions

Is Platnova free?
Platnova is free to download, with no in-app purchases.
Is Vidaripay free?
Vidaripay is free to download, with no in-app purchases.
Which has better reviews, Platnova or Vidaripay?
Vidaripay is rated higher. Platnova averages 4.0 out of 5 from 185 ratings, while Vidaripay averages 4.7 from 3 ratings.
Do Platnova or Vidaripay have ads?
Neither Platnova nor Vidaripay shows ads.
Which is updated more often, Platnova or Vidaripay?
Platnova ships an update weekly, and Vidaripay every 4 days. Most recently, Platnova was updated on October 30, 2026 and Vidaripay on October 29, 2026.

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