Request Finance vs Ethena Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Request Finance
Manage and automate corporate crypto finances from a single dashboard. Submit expense claims, attach receipts, and get reimbursed in crypto or fiat. Supports over 350 tokens on 18 chains and 20+ fiat currencies.
- Automate crypto payments
- Manage crypto invoices and salaries
- Track crypto expenses
- Submit expense claims
- Attach receipt images
- Reimbursement in crypto or fiat
- Support for 350+ tokens and 18 chains
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Request Finance is the leading enterprise crypto payments solution built for Web3 companies. We help you automate and manage your corporate crypto finances from a single dashboard. Companies, and Freelancers in Web3 use Request Finance to easily manage and track crypto invoices, salaries, and expenses in a fast, secure, and compliant way. Manage your crypto payments in more than 350 tokens and stablecoins on 18 different chains. Request Finance also supports 20+ fiat currencies. Are you an employee of a company using Request Finance? With the mobile application you will be able to : - Submit all your expense claims to be reimbursed in CRYPTO or FIAT, - Attach pictures of your receipts, - Have your expense claims approved, - Be reimbursed directly into your crypto wallet, - See all your expense claims history in one place. Request Finance helps make crypto easy for enterprises.
Ethena Pay
Manage your digital assets with a non-custodial wallet that lets you save, send, and spend globally. Earn daily rewards on eligible balances and unlock exclusive perks through referrals. Securely access your funds with passkeys and biometrics.
- Non-custodial digital asset management
- Daily Boost rewards on balances
- Referral program with tiered bonuses
- Instant global transfers to users
- Virtual card for ApplePay
- Crypto cashback on spending
- Passkey and biometric security
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ONE GLOBAL APP FOR YOUR MONEY; WITH EXCLUSIVE REWARDS. Save it. Send it. Spend it. And earn daily Boost on eligible balances while you do. Ethena Pay is a non-custodial wallet, which means your assets stay in your hands. Always. We're not a bank. We never hold your money. You do. The rollout starts now with daily boosts on your balance, crypto cashback and referrals. Join today and lock in early access to cards, instant transfers, and more. EARN BOOST WITH REFERRALS - Earn rewards for every friend you successfully refer; and your friend earns too - Climb reward tiers to unlock up to $5,000+ in total referral bonuses - Upgrade your card tier - Standard, Pro, or VIP based on successful referrals - Early-access spots for Pro and VIP cards are limited - claim yours while they last Referral bonuses are subject to eligibility and program terms. GET SET UP IN MINUTES - Sign up with just your email - no paperwork, no waiting - Secure your account with passkeys and biometrics - no passwords to remember - Add a PIN for an extra layer of protection EARN DAILY BOOST ON YOUR BALANCE - Earn Boost daily on eligible balances - Watch your Boost accumulate in real time - every single day - A smarter way to hold your money and digital assets in one app Boost is a rewards program, not interest or a deposit product. Rates, eligibility, and availability vary and are subject to program terms. SEND MONEY INSTANTLY - Send to any Ethena Pay user by username, anywhere in the world, with no fees - Transfer to any crypto wallet or withdraw to a bank account - Track every transaction with instant notifications SPEND GLOBALLY - Generate a virtual card to use in ApplePay in less than a minute - Earn crypto cashback on every transaction Network (gas) fees may apply to on-chain transfers. Supported chains may change over time. YOUR MONEY, YOUR CONTROL - Non-custodial by design - you hold your assets; Ethena Pay never takes custody of your funds - Passkey authentication - phishing-resistant, with no passwords to steal - Biometric login with Face ID or fingerprint - Encryption protects your data in transit and at rest - Built on transparent blockchain and stablecoin infrastructure DESIGNED TO FEEL EFFORTLESS - Clean, minimal interface - find what you need in seconds - Real-time notifications keep you in the loop LEGAL Ethena Pay is operated by Ethena Pay LTD. Ethena Pay is not a bank, and Ethena Pay LTD is not a licensed financial institution; certain payment and related services are provided by licensed third-party providers. Ethena Pay is a non-custodial wallet: you retain control of your digital assets at all times, and you are responsible for maintaining access to your account credentials and passkeys. Boost is a rewards program subject to eligibility requirements and program terms; it is not interest, a deposit, or a savings product, may change or be discontinued, and is not guaranteed. Daily Boost accrual depends on eligibility and program terms. Digital assets, including USDe, are not legal tender, are not insured by the FDIC or any government deposit-insurance scheme, and involve risk; their value can go up or down, and you may lose value. Features described as upcoming (including cards and instant transfers) are in development and subject to change. Availability of features and rewards may vary by region. Ethena Pay does not provide financial, investment, legal, or tax advice. Your use of Ethena Pay is subject to our Terms of Service and Privacy Policy. Registered address: 30/1 Kenilworth, Triq Sir Augustus Bartolo, Ta’ Xbiex, XBX 1093, Malta Contact: support@ethenapay.co Terms: https://wallet.ethenapay-api.co/terms Privacy: https://wallet.ethenapay-api.co/privacy
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Verdict
The clearest difference is review sentiment: Ethena Pay at 80% against Request Finance's 0%. Ethena Pay also leads on rating (4.6 vs 3.7) and update cadence (every 5 days vs monthly). Request Finance's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ethena Pay holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 3 and 9 respectively. Written reviews point the same way: 0% of Request Finance's written reviews are positive against 80% of Ethena Pay's.
Request Finance ships an update monthly, Ethena Pay every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Request Finance | Ethena Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 4.6 (9 ratings) — better |
| Positive reviews | 0.0% of reviews | 80.0% of reviews — better |
| Number of ratings | 3 | 9 — better |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 51 MB | 138 MB |
| Age rating | 4+ | 4+ |
| Developer | Request labs | Ethena Pay Ltd |
Customer experience
Request Finance
Ethena Pay
In-app purchases
Request Finance
No in-app purchases
Ethena Pay
No in-app purchases









