GhanaPay Customer vs SSNIT Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GhanaPay Customer
A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.
- Send money
- Pay bills
- Buy airtime
- Savings pot
- Crowdfunding (susu)
- USSD access (*707#)
Read full descriptionHide full description
A wallet service that allows you to send money, pay bills, buy airtime and enjoy a host of value added financial services at very low charges. GhanaPay is a wallet service by banks in Ghana, allowing you to enjoy affordable financial services at very low charges. With GhanaPay, you can send money, pay your bills, buy airtime from all network and pay for goods and services. GhanaPay comes with great value added services, such as a savings pot, crowdfunding (susu), sponsored wallet, round-the-cloud support, fuel top-ups etc. GhanaPay is also available on USSD by dialing *707#.
SSNIT Mobile App
Manage your pension and social security contributions with this comprehensive finance app. Access statements, estimate benefits, and apply for services. Employers can submit contributions and manage their accounts.
- View pension statements
- Estimate pension benefits
- Apply for benefits
- Access pension payslips
- Enrol in SSNIT
- Submit employer contributions
- Request negotiations
Read full descriptionHide full description
Welcome to the SSNIT app – your all-in-one solution for managing your pension effortlessly. With our user-friendly interface, members can access a range of features, including viewing statements, estimating pensions, applying for benefits, and accessing pension payslips. Prospective members can easily enrol in SSNIT directly through the app. For employers, the SSNIT app streamlines the process of submitting contributions, requesting negotiations, and applying for penalty waivers. Our secure platform ensures that your data is protected at all times.
Screenshots
Verdict
The clearest difference is review sentiment: SSNIT Mobile App at 100% against GhanaPay Customer's 36%. SSNIT Mobile App also leads on rating (4.2 vs 3.2) and update cadence (fortnightly vs monthly). GhanaPay Customer's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SSNIT Mobile App holds the better App Store score, 4.2 against 3.2. Both are backed by a comparable volume of ratings — 89 and 55 respectively. Written reviews point the same way: 36% of GhanaPay Customer's written reviews are positive against 100% of SSNIT Mobile App's.
GhanaPay Customer ships an update monthly, SSNIT Mobile App fortnightly. Both last shipped on October 30, 2026.
| Parameter | GhanaPay Customer | SSNIT Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (89 ratings) | 4.2 (55 ratings) — better |
| Positive reviews | 35.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 89 — better | 55 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 89 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | GHANA INTERBANK PAYMENT AND SETTLEMENT SYSTEMS LIMITED | Social Security and National Insurance Trust |
Customer experience
GhanaPay Customer
SSNIT Mobile App
In-app purchases
GhanaPay Customer
No in-app purchases
SSNIT Mobile App
No in-app purchases
Questions
Is GhanaPay Customer free?
Is SSNIT Mobile App free?
Which has better reviews, GhanaPay Customer or SSNIT Mobile App?
Do GhanaPay Customer or SSNIT Mobile App have ads?
Which is updated more often, GhanaPay Customer or SSNIT Mobile App?
Other comparisons
