小倍养基 vs 手机公积金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小倍养基
This app helps you manage your investments by consolidating funds from multiple platforms through screenshot recognition. It offers account diagnostics, performance analysis, and market trend insights. Additionally, it provides various investment tools and a community forum for users to discuss market conditions and learn about investing.
- Screenshot fund consolidation
- Account diagnostics
- Portfolio and earnings analysis
- Fund and industry rankings
- Smart regular investing
- Fund risk assessment
- Investor community forum
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小倍养基是一款简洁高效的AI养基神器。 ① 如果你在多个平台购买了基金，可通过截图识别汇总到小倍养基统一管理。 ② 提供账户诊断、持仓分析、收益分析、基金诊断，时刻为你的账户护航。 ③ 提供各维度的基金榜单和行业榜单，让你掌握市场趋势。 ④ 提供智能定投、基金扫雷、指数估值、股债利差等10几项辅助工具。 ⑤ 真实的基民社区，每天和百万基民一起聊行情，学投资。 【自动续费会员】 --月度会员权益：波段信号、会员内参、特殊标识、社区权限等 -- 订阅周期：3个月（小倍会员连续包季产品），12个月（小倍会员连续包年产品） -- 订阅价格：以IAP申请信息为准，例如连续包月产品价格为每季129元；连续包年产品每年399元 -- 付款：用户确认购买并付款后计入iTunes账户。 -- 取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能。 -- 续订：苹果iTunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期。 -- 隐私政策：https://help.betasmart.tech:8443/pages/privacy/ -- 用户协议：https://help.betasmart.tech:8443/pages/legal/
手机公积金
This app offers a comprehensive suite of tools for managing housing provident fund information. It includes various calculators, video guides, information identification, document creation, and translation services related to housing provident funds.
- Housing provident fund calculators
- Video guides
- Information identification
- Document creation
- Information translation
- Common knowledge
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手机公积金计算器，功能丰富的公积金计算助手。 提供6种公积金及相关的计算器、公积金视频指南、公积金信息识别、公积金证件制作、公积金信息翻译、公积金常识等功能服务。 [手机公积金助手高级订阅服务简介] -订阅周期 周度订阅、季度订阅 -订阅付款 用户确认购买后付款计入iTunes账户。 -订阅续期 免费试用的订阅在试用期过后会自动转化成付费自动订阅，除非在当前订阅结束前至少24小时关闭自动续订。在您订阅周期到期前24小时内，苹果会从iTunes账户自动续期扣费，订阅会顺延到下一个周期。 -订阅取消 如果你需要取消订阅，你需要手动进入手机“设置”-点击“AppleID账号”-“订阅列表”页面，点击对应的订阅进行取消。 隐私协议：https://www.yuque.com/jiangdiwangjide/iwnktm/dzs7uw9ln0hh1r1f? 使用条款：https://www.yuque.com/jiangdiwangjide/iwnktm/yxbhps33x0gury7e?
Screenshots
Verdict
The clearest difference is review sentiment: 小倍养基 at 87% against 手机公积金's 4%. 小倍养基 also leads on rating (4.9 vs 1.0) and update cadence (every 9 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 小倍养基 sells 4 in-app purchases, starting at $29.99 per 3 months and 手机公积金 sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
小倍养基 holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: 小倍养基 has 23 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 87% of 小倍养基's written reviews are positive against 4% of 手机公积金's.
小倍养基 ships an update every 9 days, 手机公积金 every 6 weeks. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.
| Parameter | 小倍养基 | 手机公积金 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (23 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 86.8% of reviews — better | 3.8% of reviews |
| Number of ratings | 23 — better | 1 |
| Update frequency | Every 9 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 62 MB | 24 MB |
| Age rating | 17+ | 4+ |
| Developer | Hainan Beifajunhua Management Consulting Co., Ltd. | Wisestar Soar Technology Limited |
Customer experience
小倍养基
手机公积金
In-app purchases
小倍养基
- 购买小倍季卡$29.993 Months
- 小倍养基季度会员$29.993 Months
- 购买年度会员$69.991 Year
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- 小倍养基年度会员$69.991 Year
手机公积金
- 手机公积金计算器助手：周度高级权限服务订阅3 Days trial$0.997 Days
- 手机公积金计算器助手：季度高级权限服务订阅3 Days trial$3.993 Months
- 手机公积金计算器：高级权限周度订阅3 Days trial$3.997 Days
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- 手机公积金计算器：高级权限季度订阅3 Days trial$19.993 Months
