Comparison

KBstar vs Mobile Token BNI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KBstar

Features
Read full description

Experience the new UI/UX and features, making it easier and more efficient to manage your daily banking needs. Here are some exciting features, including: * Debit Card Application: Apply for your debit card online, and it will be delivered directly to the address provided during the application process. • Planning Account: Make your dreams come true! Plan your future with KBstar, available everywhere, anytime. • Online Account Opening: Open your personal account quickly and easily, anytime, anywhere, in just minutes. • Online Time Deposit: Enjoy competitive interest rates on your time deposit! Initial deposit from Rp. 1,000,000 and no penalty fees. • New and Fresh UI/UX: Access your financial performance quickly and easily with our enhanced UI/UX design. • Plus Account: Diversify your funds with a Plus Account and benefit from higher interest rates. • Payment and Purchase: Make all your payments and purchases with KBstar, from E-Wallet top-ups to electric bill payments and credit card transactions, anytime, anywhere! • QRIS: Go cashless! Scan your payment using the QRIS code at participating merchants. • Data Security: It's safe! We apply a layered banking security system with biometric and PIN features to ensure your transactions are always protected. • Cashless Withdrawal: No worries if you need cash on the go and forgot your debit card—we offer a card less withdrawal feature. • Virtual Account: Manage Payments More Intelligently. • MSIG: Transaction activities for insurance. In addition to the exciting features mentioned above, the KBstar Account offers: • No monthly administration fees • No initial deposit required • No deposit limits • No minimum balance needed Experience unparalleled convenience and financial freedom with KBstar! Download and register now! PT. Bank KB Indonesia Tbk, is licensed and supervised by Financial Service Authority (OJK), Bank Indonesia, and also a member of LPS guarantee.

About

Mobile Token BNI

Read full description

BNIDirect Token for Mobile Devices BNIdirect Mobile Token is an application provided by PT. Bank Negara Indonesia (Persero) Tbk. for used by BNI customers (companies) to generate token codes that will be used as authorization for every transaction through BNIDirect, the token request process is carried out offline so there are no credit communication fees.

Screenshots

KBstar4 screens
Mobile Token BNI4 screens

Verdict

The call

The clearest difference is update cadence: KBstar at every 3 weeks against Mobile Token BNI's every 12 months. Mobile Token BNI's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KBstar ships an update every 3 weeks, Mobile Token BNI every 12 months. Both last shipped on November 3, 2026.

Scorecard2 real differences · 4 level
KBstar versus Mobile Token BNI: the parameters behind the verdict, then further details
ParameterKBstarMobile Token BNI
PriceFreeFree
Update frequencyEvery 3 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.0 — better
Further details — not scored
Size152 MB38 MB
Age rating4+4+
DeveloperPT. Bank KB Indonesia TBKPT. BANK NEGARA INDONESIA (PERSERO) TBK.

In-app purchases

None

KBstar

No in-app purchases

None

Mobile Token BNI

No in-app purchases

Questions

Is KBstar free?
KBstar is free to download, with no in-app purchases.
Is Mobile Token BNI free?
Mobile Token BNI is free to download, with no in-app purchases.
Do KBstar or Mobile Token BNI have ads?
Neither KBstar nor Mobile Token BNI shows ads.
Which is updated more often, KBstar or Mobile Token BNI?
KBstar ships an update every 3 weeks, and Mobile Token BNI every 12 months. Most recently, KBstar was updated on November 3, 2026 and Mobile Token BNI on November 3, 2026.

Other comparisons