KBstar vs Mobile Token BNI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KBstar
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Experience the new UI/UX and features, making it easier and more efficient to manage your daily banking needs. Here are some exciting features, including: * Debit Card Application: Apply for your debit card online, and it will be delivered directly to the address provided during the application process. • Planning Account: Make your dreams come true! Plan your future with KBstar, available everywhere, anytime. • Online Account Opening: Open your personal account quickly and easily, anytime, anywhere, in just minutes. • Online Time Deposit: Enjoy competitive interest rates on your time deposit! Initial deposit from Rp. 1,000,000 and no penalty fees. • New and Fresh UI/UX: Access your financial performance quickly and easily with our enhanced UI/UX design. • Plus Account: Diversify your funds with a Plus Account and benefit from higher interest rates. • Payment and Purchase: Make all your payments and purchases with KBstar, from E-Wallet top-ups to electric bill payments and credit card transactions, anytime, anywhere! • QRIS: Go cashless! Scan your payment using the QRIS code at participating merchants. • Data Security: It's safe! We apply a layered banking security system with biometric and PIN features to ensure your transactions are always protected. • Cashless Withdrawal: No worries if you need cash on the go and forgot your debit card—we offer a card less withdrawal feature. • Virtual Account: Manage Payments More Intelligently. • MSIG: Transaction activities for insurance. In addition to the exciting features mentioned above, the KBstar Account offers: • No monthly administration fees • No initial deposit required • No deposit limits • No minimum balance needed Experience unparalleled convenience and financial freedom with KBstar! Download and register now! PT. Bank KB Indonesia Tbk, is licensed and supervised by Financial Service Authority (OJK), Bank Indonesia, and also a member of LPS guarantee.
Mobile Token BNI
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BNIDirect Token for Mobile Devices BNIdirect Mobile Token is an application provided by PT. Bank Negara Indonesia (Persero) Tbk. for used by BNI customers (companies) to generate token codes that will be used as authorization for every transaction through BNIDirect, the token request process is carried out offline so there are no credit communication fees.
Screenshots
Verdict
The clearest difference is update cadence: KBstar at every 3 weeks against Mobile Token BNI's every 12 months. Mobile Token BNI's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KBstar ships an update every 3 weeks, Mobile Token BNI every 12 months. Both last shipped on November 3, 2026.
| Parameter | KBstar | Mobile Token BNI |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 152 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank KB Indonesia TBK | PT. BANK NEGARA INDONESIA (PERSERO) TBK. |
In-app purchases
KBstar
No in-app purchases
Mobile Token BNI
No in-app purchases
Questions
Is KBstar free?
Is Mobile Token BNI free?
Do KBstar or Mobile Token BNI have ads?
Which is updated more often, KBstar or Mobile Token BNI?
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