Comparison

NAPSA Mobile vs Lupiya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NAPSA Mobile

Features
Read full description

NAPSA Mobile enables (employers, employees and pensioners) to obtain reliable and secure information pertaining to their contributions and benefits on the go from the National Pension Scheme Authority Of Zambia.

About

Lupiya

This neobank offers accessible financial services in Zambia, providing flexible lending solutions for individuals and small businesses. Borrow without collateral and enjoy transparent fees, with options to build your credit history.

Highlights
  • Flexible loan amounts
  • Convenient repayment plans
  • No collateral required
  • Transparent fees
  • Build credit history
  • Online loan application
Features
Read full description

Lupiya is a pioneering neobank based in Zambia, dedicated to providing accessible and inclusive financial services. Our primary goal is to empower individuals and small businesses through flexible and transparent lending solutions. Why Choose Lupiya? Flexible Loan Amounts: Borrow amounts suited to your needs, from small personal loans to larger business financing. Convenient Repayment Plans: Repayment periods range from 60 days to 60 months, offering flexibility to suit your financial situation. No Collateral Needed: Access loans without the need for physical collateral. Transparent Fees: No hidden fees, no rollover charges, and no transaction fees. Build Your Credit: Timely repayments and increased limit tasks help build your credit limit and reduce future interest rates. Loan Features: Annual Percentage Rate (APR): Ranges from 24% to 56%, depending on loan terms and borrower profile. Example: Borrow ZMW 100,000 over 6 months with an interest rate of 4% per month, totaling ZMW 124,000 repayment. Example Loan Calculation: Borrowed Amount: ZMW 100,000 Loan Term: 6 months Interest Rate: 4% per month Total Interest: 24% for 6 months Total Repayment: ZMW 124,000 How to Get a Loan: Download and Register: Get our app and create an account. Fill Out Basic Information: Complete the application with necessary details. Apply for a Loan: Submit your application online for quick approval. Receive Funds: Approved loans are disbursed directly into your bank account. Eligibility Requirements: Residency: Must be a resident of Zambia. Age: Applicants must be between 18 and 60 years old. Contact Us:For more information, questions, or suggestions, our team is available to assist you. Service Hotline: +260761167020 (Available from 8 AM to 5 PM, Monday to Friday, and 8 AM to 1 PM on Saturdays) Email: info@lupiya.com Office Address: Counting House Unit 1, Suite 1, along Thabo Mbeki Road , Lusaka, Zambia Stay connected with us on social media: Facebook: https://web.facebook.com/Lupiyaloans/?_rdc=1&_rdr LinkedIn: https://www.linkedin.com/company/lupiya/ Check us out here: https://www.lupiya.com/

Screenshots

NAPSA Mobile4 screens
Lupiya4 screens

Verdict

The call

The clearest difference is rating: Lupiya at 4.5 against NAPSA Mobile's 1.0. NAPSA Mobile's advantage is iOS requirement (9.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lupiya holds the better App Store score, 4.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Scorecard2 real differences · 7 level
NAPSA Mobile versus Lupiya: the parameters behind the verdict, then further details
ParameterNAPSA MobileLupiya
PriceFreeFree
Rating1.0 (1 ratings)4.5 (2 ratings) — better
Number of ratings12 — better
Update frequency—Monthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.6
Further details — not scored
Size82 MB66 MB
Age rating4+17+
DeveloperNational Pension Scheme AuthorityLupiya Financial Services Limited

In-app purchases

None

NAPSA Mobile

No in-app purchases

None

Lupiya

No in-app purchases

Questions

Is NAPSA Mobile free?
NAPSA Mobile is free to download, with no in-app purchases.
Is Lupiya free?
Lupiya is free to download, with no in-app purchases.
Which has better reviews, NAPSA Mobile or Lupiya?
Lupiya is rated higher. NAPSA Mobile averages 1.0 out of 5 from 1 ratings, while Lupiya averages 4.5 from 2 ratings.
Do NAPSA Mobile or Lupiya have ads?
Neither NAPSA Mobile nor Lupiya shows ads.

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