CobrApp vs Necta

Log the day's payment in 3 taps, print the receipt, and move to the next stop. CobrApp keeps your loans, payments, late interest, and loan book current — no notebooks, no spreadsheets. Try Premium free for 7 days. More than 100,000 people already run their book on it. WHO COBRAPP IS FOR Route collectors and daily-payment lenders who are out on the street every day. Independent lenders running their own book. Small lending operations with several collectors. Credit unions and savings cooperatives. Microfinance businesses. Shop owners who sell on store credit and need to know who owes what. OUT ON THE ROUTE • Collect in 3 taps: exact payment, partial payment, or advance on future installments • The balance recalculates itself, so you do no math at the customer's door • Daily, weekly, biweekly, or monthly payment schedules • Skip Sundays and holidays so an installment never falls on a non-business day • Three interest modes: flat, recalculated on the balance, or bank-style compounding • Add a new loan in under a minute • Keeps working with the app closed — due dates keep calculating RECEIPTS THAT LOOK PROFESSIONAL • PDF receipt with your logo, your business details, and the customer's on-screen signature • Prints straight to 58mm Bluetooth printers and Wi-Fi printers • Send the receipt by WhatsApp or email the moment you collect • Numbered receipts with full history per customer • Editable receipt templates carrying your own brand YOUR LOAN BOOK, ALWAYS CURRENT • How much is out on the street, how much you have recovered, how much you have earned • Automatic alerts on overdue installments and delinquency tracking • Status of every loan: outstanding principal, accrued interest, days late • Cash flow projection so you know what is coming in • Daily cash close and reports by date range • Export to Excel and CSV for your accountant ROUTES AND COLLECTORS • Collection routes organized by zone and by day • Assign customers to each collector, with roles and permissions • See what each collector has taken in, live, from your own phone • Optional payment geolocation for route traceability • Several users on the same book without stepping on each other YOU DO NOT LOSE YOUR BOOK It is every lender's real fear. CobrApp runs automatic encrypted cloud backup: change phones, sign in, and it all comes back — customers, loans, payments, receipts, and history. Only you can reach your book. YOUR CURRENCY, YOUR COUNTRY You pick your business currency in settings: dollars, pesos, soles, reais, quetzales, or whichever one you use. Used by collectors and lenders in the United States, Colombia, the Dominican Republic, Mexico, Argentina, Brazil, Peru, Ecuador, Guatemala, Costa Rica, Panama, Chile, and Uruguay. FREQUENTLY ASKED Does it work offline? Yes. Record payments with no signal and they sync as soon as you are back online. How many customers can I have? The free plan carries up to 10 customers, enough to test the app on real cases. Premium is unlimited customers and loans. Can I manage several collectors? Yes, on the Team plan. Each collector signs in with their own account, sees only their route, and you see the consolidated take. What if I enter a payment wrong? You can edit or void the entry. It stays in the history, so traceability never breaks. Do I need a printer? No. You can send the receipt by WhatsApp. If you prefer paper, it works with 58mm Bluetooth printers. PLANS Free — up to 10 customers, start today without paying anything. Premium — unlimited customers and loans, advanced routes, custom reports, and priority support. Team — several collectors with roles, permissions, and a consolidated view. The first 7 days of Premium are free. After that it renews automatically on the plan you choose, unless you cancel at least 24 hours before it ends. Cancel any time under Settings, Apple ID, Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: cobrapp.co

Necta es la app para llevar las cuentas de tu negocio, sin hojas sueltas ni notas en el celular. Si vendes desde tu casa, tienes un local, un puesto en el mercado o una pequeña empresa que arrancó con lo que tenías a la mano, esta app es para ti. Necta te ayuda a saber, en cualquier momento del día, cuánto vendiste, quién te debe, qué tienes que pagar y cuánto te quedó del mes. Sin tecnicismos. Sin cuentas en la cabeza. LO QUE PUEDES HACER CON NECTA — Ver tu día de un vistazo Cuánto vendiste, qué te deben y qué hacer hoy. Todo en una sola pantalla, en cuanto abres la app. — Saber dónde está tu dinero Banco, billetera digital y efectivo, todo junto. Sin abrir tres apps ni hacer sumas mentales. — Llevar tus cobros al día Quién te debe, cuánto y cuándo vence. Sin que se te pase ni uno y sin depender de tu memoria. — Pagar a tiempo, a quien toca A quién le debes, cuánto y cuándo vence. Para decidir qué pagar primero y nunca llegar tarde. — Ponerle metas a tu negocio Pon tu meta del mes y mira cómo crece, día a día. Cuánto te falta y cuántos días te quedan, siempre a la vista. — Entender cómo te fue el mes Cuánto entró, cuánto salió y cuánto te quedó. Tu primer "resumen del mes" en lenguaje que entiendes a la primera. ¿PARA QUIÉN ES NECTA? Para emprendedoras que llevan las cuentas en la cabeza, en libretas o en hojas de cálculo a medio terminar. Para quien quiere dejar de adivinar y empezar a saber. Para quien quiere ver crecer su negocio sin estudiar contabilidad. NECTA HABLA TU IDIOMA Sin "asientos contables". Sin "transacciones". Sin "automatizaciones". Solo lo que necesitas saber para tomar mejores decisiones, en palabras que entiendes a la primera.