Comparison

QNB Pay Wallet vs Spendmark

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QNB Pay Wallet

A convenient payment tool for customers and non-customers alike. Register with your QID or passport to make transfers, pay with QR codes, and pay merchants. It's linked to the Qatar Mobile Payment system for fast transactions.

Highlights
  • Convenient payment tool
  • Register with QID or passport
  • Transfers between individuals
  • QR code payments
  • Merchant payments
  • Linked to Qatar Mobile Payment system
Features
Read full description

QNB Pay Wallet is the latest and most innovative product of QNB. The app offers its customers as well as non-QNB customers a convenient payment tool. Residents and citizens can benefit from it by downloading and registering the wallet using their QID and mobile number while visitors can register using their passport and mobile number. The product offers a variety of functions including transfers between two individuals, payments using Quick Response (QR) codes and payments to merchants. QNB Pay Wallet is also linked to Qatar Mobile Payment system (QMP), making it a more convenient and fast payment method. For more information, please visit qnb.com

About

Spendmark

Features
Read full description

Take control of your finances with Spendmark—the smart, intuitive expense tracker that helps you understand where your money goes. TRACK EXPENSES EFFORTLESSLY • Add expenses in seconds with quick-entry • 16 built-in categories or create your own • Set up recurring expenses for subscriptions and bills • Tag expenses for flexible organization • Capture receipts and let AI auto-fill expense details SMART BUDGETS • Create monthly budgets by category • Visual progress bars show spending at a glance • Get alerts when approaching your budget limits POWERFUL ANALYTICS • Beautiful charts break down spending by category • Track trends over weekly, monthly, and yearly periods • Smart insights detect unusual spending patterns DESIGNED FOR YOU • Clean, modern interface with dark mode support • Works offline—your data is stored locally on your device • Cloud sync to keep data safe across devices • Export your data anytime PRIVACY FIRST • Your financial data stays on your device by default • No ads, no selling your data • Optional cloud sync with end-to-end security Spendmark Plus and Pro subscriptions unlock premium features including receipt scanning, advanced analytics, and cloud sync. Prices may vary by region. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings after purchase. Terms of Service: https://spendmark.app/terms Privacy Policy: https://spendmark.app/privacy

Screenshots

QNB Pay Wallet4 screens
Spendmark4 screens

Verdict

The call

The clearest difference is in-app purchases: QNB Pay Wallet at none against Spendmark's 4. QNB Pay Wallet also leads on iOS requirement (13.2 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendmark sells 4 in-app purchases, starting at $3.99 per month. QNB Pay Wallet asks for nothing beyond the download.

UpkeepUpdate frequency

QNB Pay Wallet ships an update every 2 months, Spendmark monthly. The most recent releases landed on November 3, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
QNB Pay Wallet versus Spendmark: the parameters behind the verdict, then further details
ParameterQNB Pay WalletSpendmark
PriceFreeFree
Rating2.9 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.2 — better15.1
Further details — not scored
Size173 MB46 MB
Age rating4+4+
DeveloperQATAR NATIONAL BANKJohn Ellie Go

In-app purchases

None

QNB Pay Wallet

No in-app purchases

4 purchases

Spendmark

Subscriptions4
  • Spendmark Plus (Monthly)$3.991 Month
  • Spendmark Pro (Monthly)$7.991 Month
  • Spendmark Plus (Annual)$39.991 Year
Show 1 more
  • Spendmark Pro (Annual)$69.991 Year

Questions

Is QNB Pay Wallet free?
QNB Pay Wallet is free to download, with no in-app purchases.
Is Spendmark free?
Spendmark is free to download, with in-app purchases available.
Do QNB Pay Wallet or Spendmark have ads?
Neither QNB Pay Wallet nor Spendmark shows ads.
Which is updated more often, QNB Pay Wallet or Spendmark?
QNB Pay Wallet ships an update every 2 months, and Spendmark monthly. Most recently, QNB Pay Wallet was updated on November 3, 2026 and Spendmark on October 16, 2026.

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