Matched vs Ldgr

Matched is a financial layer on top of the betting you already do. Win a bet, and your stake goes into your Matched Savings — and we match 1% on top in real cash. Real dollars you can withdraw whenever you want. Connect your sportsbooks read-only. Matched never places, changes, or settles a bet. What you win stays with your book. WIN A BET. SAVE YOUR STAKE. GET PAID. Your stake is the amount you put on a bet. When that bet wins, that same amount moves from your linked bank account into your Matched Savings, and we match 1% of it in real cash. BET YOUR UNIT, GET PAID AGAIN Set your unit — one standard stake, the number a system runs on. Bet it consistently and the weekly Unit Match pays you again. KNOW YOUR NUMBERS Net position across every sportsbook, updated automatically. Performance by sport, by team, by book. Your savings balance, your 1% match, and every dollar in and out — itemized and checkable to the dollar. Bankroll and unit sizing in one place. NO PICKS. NO TIPS. Matched does not tell you what to bet and does not sell an edge. No touts, no signals. You run your system; Matched handles the money. 1% match is a promotional bonus paid on qualifying deposits made to your Matched wallet account. Bonuses and rewards paid are not interest and are dependent on meeting eligibility requirements. See terms and conditions for details. Unit Match is a promotional bonus paid weekly on qualifying account balances when a user stays within their pre-set sportsbook budget (unit). Rewards paid are not interest and are dependent on meeting eligibility requirements. See terms and conditions for details. Matched (Layup, Inc.) is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC. Matched is not affiliated with or endorsed by Apple Inc.

Most budgeting apps are built for looking back: connect your bank, and every purchase lands in a feed you review after the money is already gone. Ldgr is built for the moment that actually matters — right before you spend. There are no bank connections and no imports, on purpose. You add every purchase yourself, watch the number drop, and always know what's left. Staying close to your spending is the point. HOW IT WORKS • Make a budget for anything — groceries, date nights, coffee — with a spending limit that resets daily, weekly, monthly, or yearly. • Add each purchase in seconds: an amount, a date, a quick memo. • Watch what's left. The big number on every screen is the one that matters, and progress bars shift from green to orange to red as you near a limit. • Look back when it resets. Each period starts fresh, and past periods stay in view so you can adjust for next time. ON YOUR HOME SCREEN Add a widget for a single budget or a summary across all of them, and see what's left without opening the app. Tap it to jump straight to adding a purchase — the number that matters, one glance away. SHARE WITH ANYONE Share a budget with your partner, family, or roommates through iCloud. Everyone sees every purchase, anyone can add one, and each purchase shows who made it — so you stay accountable together. WHY I MADE IT At work, every budget has its own virtual card, and choosing a card at each purchase keeps you constantly aware of exactly what's left. I wanted that same discipline at home, privately — but no bank offers it, and every budgeting app wants to connect to your accounts and do the thinking for you. That's the opposite of what makes it work. So I built Ldgr: the same awareness, by hand, kept entirely in your own iCloud. PRIVATE BY DESIGN Your budget lives in your own iCloud account and syncs only between you and the people you invite. Only they and you can ever see it — not even me. No analytics, no ads, no tracking. Ldgr is free. Budget by hand, and stay present with your money.