Comparison

UB Banking App vs LohnTicker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UB Banking App

Features
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Die neue UB Banking App. Alle wichtigen Bankgeschäfte mit dem Smartphone erledigen. Die Kontostände prüfen oder eine Überweisung durchführen, alles direkt in der App. DIE APP IM ÜBERBLICK: - sicher, einfach, modern - innovativer Sprachassistent kiu - alle Konten im Überblick - Banking bequem mit dem Smartphone - Postfach - die Kontoauszüge und Nachrichten der Bank immer griffbereit - Fotoüberweisung Kontoüberblick Mit der UB Banking App alle Konten schnell im Überblick und damit immer informiert über die Kontostände und Umsätze. kiu – innovativer Sprachassistent Die Kontostände kurz abhören oder eine Überweisung per Sprache aufgeben? Das alles ermöglicht der neue Sprachassistent kiu. Einfach per Sprache oder Tastatur die Frage eingeben und kiu hat die Lösung! Probieren Sie es einfach aus. Banking – bequem mit dem Smartphone Eine Überweisung von unterwegs aus durchführen, einen Dauerauftrag anlegen, ändern löschen? Mit der UB Banking App unkompliziert und einfach*. Postfach – immer dabei Die letzten Kontoauszüge oder Nachrichten des Beraters, alle direkt in der App über das Postfach abrufbar. Die Kommunikation erfolgt im Hintergrund sicher und verschlüsselt. *Bitte beachten Sie, dass bei einigen Geschäftsvorfällen ein zweiter Faktor in Form einer TAN oder Direktfreigabe notwendig sein kann, hierfür ist ggf. die App SecureGo plus oder ein TAN-Generator notwendig. Unsere Banking App ist TÜV geprüft sicher. —————————— Herstellerin im Sinne des Cyber Resilience Act (CRA): Atruvia AG Fiduciastraße 20, 76227 Karlsruhe / GAD-Straße 2–6, 48163 Münster HRB 102381, Amtsgericht Frankfurt am Main Schwachstellen melden: Hinweise auf Sicherheitslücken oder Schwachstellen senden Sie bitte an: security-contact@atruvia.de Bitte beachten Sie: Diese Kontaktadresse dient ausschließlich der Meldung von Schwachstellen gemäß den CRA-Vorgaben. Für Fragen zum Produkt oder sonstigen Support nutzen Sie bitte die bekannten Support-Kanäle. ——————————

About

LohnTicker

Features
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LohnTicker shows you what you are earning right now. Clock in and watch your pay grow live, with the tax-free premiums for Sunday, public holiday and night work already included. Built for shift work in care, production, logistics and hospitality. Anything that belongs to Premium is marked “(Premium)”. CLOCKING IN AND LIVE TICKER • Clock in and out in the app, with the widget, in Control Center, on Apple Watch or with Siri. Siri also tells you your earnings, net pay, next shift, remaining vacation and time account. • Live ticker with gross and estimated net pay, also as a Live Activity and in the Dynamic Island. • Your Today screen with tiles and charts, freely arranged: week, hours, vacation and where your money goes. • Record breaks or have them estimated under the German Working Hours Act. • A net pay goal and your next payday with a reminder (Premium). ROSTER • Plan a month from templates, as a fixed week or a rotation, share it or transfer it to your calendar. • Vacation, also half days and hours, with carry-over and an entitlement calculator, plus paid public holidays. • Sick leave with continued pay and other absences such as child sick or training. • Roster import from a subscribed calendar and an alarm before every shift (Premium). • Take working times and absences over from the time statement, as a PDF, photo or scan (Premium). • Vacation planner with bridge days and school holidays (Premium). • Standby, on-call duty and hours per station (Premium). HONEST NUMBERS • Wage tax per the official 2026 scheme of the Federal Ministry of Finance, social contributions shown separately. • § 3b with the rates or fixed hourly amounts your employer really pays and the night premium from your start time. • Hourly wage or fixed salary, minijob, Midijob, working student, apprenticeship and further types of employment. • Time account and a working time check under the Working Hours Act, also for nights and Sundays. • Staff meals as a non-cash benefit, deductions from net pay down to the payout. • Your own fine-tuned rates for the night core and high holidays, TVöD tariff template (Premium). • Allowances and plus hours with rules, a pay rise with effective date (Premium). • Additional jobs with combined contributions, minijob, 20-hour and 70-day limits at a glance (Premium). HISTORY • Your month with hours per premium type, target and actual hours, for the current and the previous month. • Monthly record as a PDF, every past month, yearly overview, Wrapped and an annual statement for your tax return (Premium). • Tips over the year, net per hour by kind of shift, bonus and Christmas pay (Premium). • Travel expenses with tax-free allowances, business trips and the commuter allowance (Premium). TOOLS, EVEN WITHOUT SETUP • Gross to net, tax class comparison, hourly wage with minimum wage, pay rise, overtime, company car, vacation entitlement, pension payments. • With a job: calculate a shift. Run the numbers on an extra shift and net bonus (Premium). ON EVERY DEVICE • iPhone and iPad, on Apple silicon Macs as the iPad app, Apple Watch with break, double tap and complication. • In German, English, Turkish, Polish, Russian and Arabic. Translations are unreviewed; the German text prevails. • Home Screen and Lock Screen widgets. More widgets and a countdown on the watch (Premium). • Five color themes for free. More color themes, app icons and a color per job (Premium). YOUR DATA STAYS YOURS Everything stays on your device and, with iCloud, encrypted in your private iCloud. No servers of our own, no tracking, no sharing. Backup and export, also per month or year, are free. PREMIUM As a monthly or yearly subscription or once as Lifetime. Your purchase funds the yearly maintenance of the official values for everyone. If Premium ends, all your data stays. LohnTicker is an estimation and planning aid and does not replace your payslip or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

UB Banking App4 screens
LohnTicker4 screens

Verdict

The call

The clearest difference is in-app purchases: UB Banking App at none against LohnTicker's 3. UB Banking App also leads on iOS requirement (17.6 vs 26.0). LohnTicker's advantage is update cadence (every 2 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LohnTicker sells 3 in-app purchases, starting at $0.99 per month. UB Banking App asks for nothing beyond the download.

UpkeepUpdate frequency

UB Banking App ships an update every 6 weeks, LohnTicker every 2 days. The most recent releases landed on October 4, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 3 level
UB Banking App versus LohnTicker: the parameters behind the verdict, then further details
ParameterUB Banking AppLohnTicker
PriceFreeFree
Update frequencyEvery 6 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS17.6 — better26.0
Further details — not scored
Size161 MB45 MB
Age rating12+4+
DeveloperUnion - Bank, AktiengesellschaftMarvin Damir Sehic

In-app purchases

None

UB Banking App

No in-app purchases

3 purchases

LohnTicker

Subscriptions2
  • Premium (Monthly)$0.991 Month
  • Premium (Yearly)$8.991 Year
One-time1
  • Premium (Lifetime)$22.99

Questions

Is UB Banking App free?
UB Banking App is free to download, with no in-app purchases.
Is LohnTicker free?
LohnTicker is free to download, with in-app purchases available.
Do UB Banking App or LohnTicker have ads?
Neither UB Banking App nor LohnTicker shows ads.
Which is updated more often, UB Banking App or LohnTicker?
UB Banking App ships an update every 6 weeks, and LohnTicker every 2 days. Most recently, UB Banking App was updated on October 4, 2026 and LohnTicker on October 24, 2026.

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