Comparison

Tips.am vs Monfin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tips.am

This app provides a unique QR code for service staff to receive tips digitally. Guests can scan the code to leave gratuities, offering a convenient and modern way to handle tips.

Highlights
  • Unique QR code generation
  • Digital tip collection
  • Guest scanning functionality
  • Printable or displayable QR code
  • Account registration
Features
Read full description

After registering your account in the app, you’ll receive your unique QR code. This code is to be scanned by your guests, so you need to print it or otherwise make it available for the guests. You can place the code on the tables, bring it to the guest together with the bill, or even use your phone to show it.

About

Monfin

Features
Read full description

Take control of your money with Monfin — a simple and beautiful budget tracker and personal finance app. Track your expenses, manage your monthly budget, monitor your spending, organize your income, and work toward your savings goals — all in one place. **Track your expenses** Quickly record your daily spending and see exactly where your money goes. Organize transactions by category, store, payment method, and more. **Manage your budget** Create monthly budgets for food, shopping, transport, entertainment, and other categories. See your progress and know how much you have left to spend. **Reach your savings goals** Saving for a MacBook, vacation, new car, or something special? Create a financial goal, set your target amount, and track your progress. **Manage subscriptions** Keep recurring expenses like Netflix, Spotify, Apple, Google, and other subscriptions organized in one place. **Understand your spending** Search and filter your transactions to quickly find what you need and understand your spending habits over time. **Track your income** Keep your income organized with categories such as salary, freelance work, bonuses, gifts, and cashback. **Build better money habits** Simple reminders help you stay consistent and keep your finances up to date. **Simple. Clear. Personal.** Monfin gives you the tools to track expenses, manage your budget, control spending, and make progress toward your financial goals. Start managing your money with Monfin today.

Screenshots

Tips.am4 screens
Monfin4 screens

Verdict

The call

The clearest difference is in-app purchases: Tips.am at none against Monfin's 2. Tips.am also leads on iOS requirement (12.0 vs 16.0). Monfin's advantage is update cadence (every 8 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monfin sells 2 in-app purchases, starting at $1.99 per month. Tips.am asks for nothing beyond the download.

UpkeepUpdate frequency

Tips.am ships an update monthly, Monfin every 8 days. The most recent releases landed on October 18, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Tips.am versus Monfin: the parameters behind the verdict, then further details
ParameterTips.amMonfin
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyMonthlyEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size62 MB38 MB
Age rating4+4+
DeveloperAlber PetrosyanAleksandre Osipov

In-app purchases

None

Tips.am

No in-app purchases

2 purchases

Monfin

Subscriptions2
  • Monfin Premium7 Days trial$1.991 Month
  • Monfin Premium7 Days trial$14.991 Year

Questions

Is Tips.am free?
Tips.am is free to download, with no in-app purchases.
Is Monfin free?
Monfin is free to download, with in-app purchases available.
Do Tips.am or Monfin have ads?
Neither Tips.am nor Monfin shows ads.
Which is updated more often, Tips.am or Monfin?
Tips.am ships an update monthly, and Monfin every 8 days. Most recently, Tips.am was updated on October 18, 2026 and Monfin on October 25, 2026.

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