Comparison

SmartQuotes vs Pen by Pentad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

SmartQuotes

Features

Read full description

SmartQuotes Premium Calculator is an one-stop application to calculate all kind of insurance product premiums..

About

Pen by Pentad

Features

Read full description

PEN is a modern investment and trading platform from Pentad Securities, designed to help you invest, trade, and grow your wealth with confidence. Whether you're a first-time investor or an experienced trader, PEN offers a simple, secure, and intuitive experience to manage your financial journey. With PEN, you can: 1. Invest in Stocks and ETFs 2. Trade in Equity, F&O, and Commodities 3. Create and manage personalized watchlists 4. Access real-time market data and live portfolio tracking 5. Monitor holdings, positions, and profit & loss Start your investment journey with PEN and take control of your financial future—anytime, anywhere.

Screenshots

SmartQuotes4 screens

Pen by Pentad4 screens

Verdict

The call

The clearest difference is update cadence: Pen by Pentad at every 2 months against SmartQuotes's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SmartQuotes ships an update every 8 months, Pen by Pentad every 2 months. The most recent releases landed on December 6, 2025 and September 12, 2026 respectively.

Scorecard1 real difference · 5 level

SmartQuotes versus Pen by Pentad: the parameters behind the verdict, then further details
Parameter	SmartQuotes	Pen by Pentad
Price	Free	Free
Update frequency	Every 8 months	Every 2 months — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	15.0	15.0
Further details — not scored
Size	35 MB	60 MB
Age rating	4+	4+
Developer	INDUSIND GENERAL INSURANCE COMPANY LIMITED	PENTAD SECURITIES PRIVATE LIMITED

In-app purchases

None

SmartQuotes

No in-app purchases

None

Pen by Pentad

No in-app purchases

Questions

Is SmartQuotes free?

SmartQuotes is free to download, with no in-app purchases.

Is Pen by Pentad free?

Pen by Pentad is free to download, with no in-app purchases.

Do SmartQuotes or Pen by Pentad have ads?

Neither SmartQuotes nor Pen by Pentad shows ads.

Which is updated more often, SmartQuotes or Pen by Pentad?

SmartQuotes ships an update every 8 months, and Pen by Pentad every 2 months. Most recently, SmartQuotes was updated on December 6, 2025 and Pen by Pentad on September 12, 2026.