Comparison

SmartQuotes vs SHIP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SmartQuotes

Features
Read full description

SmartQuotes Premium Calculator is an one-stop application to calculate all kind of insurance product premiums..

About

SHIP

Features
Read full description

Manage and grow your wealth seamlessly across Mutual Funds, PMS, AIFs, Fixed Deposits, Direct Stocks, and Insurance—all from a single, intuitive platform. Key Features: • Unified Dashboard : Monitor all your investments, including external mutual funds, demat accounts & Insurance in one unified dashboard. • Family Account Management: Manage and track investments for multiple family members within a single app interface. • Effortless Transactions: Invest, redeem across various asset classes, including mutual funds, stocks, ETFs, and fixed deposits, all within a single platform. • Smart Analytics: Access in-depth reports and insights to make informed decisions. • Goal-Based Investment Planning: Set, monitor, and adjust financial goals, linking them directly to your investment strategies. • Customizable Investment Strategies: Create and manage tailored investment portfolios based on specific themes or strategies tailored to your risk profile. •Expert Support: Backed by an experienced team offering guidance and insights when you need it. • Notifications for NAVs, Dividends & Maturity: Real-time alerts for NAV movements, dividend payouts, and maturity of deposits or bonds. Whether you’re a seasoned investor or just starting out, our app simplifies wealth management, making it smarter and more efficient. Download the app to take control of your wealth—on your terms. "SHIP: Investsmart is a platform owned and operated by NUARCH FINTECH PVT LTD, an Indian financial services firm."

Screenshots

SmartQuotes4 screens
SHIP4 screens

Verdict

The call

The clearest difference is update cadence: SHIP at every 3 months against SmartQuotes's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SmartQuotes ships an update every 8 months, SHIP every 3 months. The most recent releases landed on December 6, 2025 and September 11, 2026 respectively.

Scorecard1 real difference · 5 level
SmartQuotes versus SHIP: the parameters behind the verdict, then further details
ParameterSmartQuotesSHIP
PriceFreeFree
Update frequencyEvery 8 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size35 MB91 MB
Age rating4+4+
DeveloperINDUSIND GENERAL INSURANCE COMPANY LIMITEDNUARCH FINTECH PRIVATE LIMITED

In-app purchases

None

SmartQuotes

No in-app purchases

None

SHIP

No in-app purchases

Questions

Is SmartQuotes free?
SmartQuotes is free to download, with no in-app purchases.
Is SHIP free?
SHIP is free to download, with no in-app purchases.
Do SmartQuotes or SHIP have ads?
Neither SmartQuotes nor SHIP shows ads.
Which is updated more often, SmartQuotes or SHIP?
SmartQuotes ships an update every 8 months, and SHIP every 3 months. Most recently, SmartQuotes was updated on December 6, 2025 and SHIP on September 11, 2026.

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