MC Pay vs Garna
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MC Pay
Manage your YouTube and Facebook creator revenue conveniently and securely. Get express payouts, utilize over 10 payment methods, and consolidate advertising deals. Access professional channel services to save time for creativity.
- Express payouts
- 10+ payment methods
- Manage advertising deals
- Channel services
- Secure revenue management
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MC Pay is a whole ecosystem for YouTube and Facebook creators. With it, you can manage revenue from your videos conveniently, safely, and in just a couple of clicks. The services we have put together at MC Pay set the tone for the entire industry. Choose the ones that are right for you: EXPRESS PAYOUTS Don't wait a whole month for income from YouTube or Facebook. Withdraw money any number of times at any convenient moment. 10+ PAYMENT METHODS Bank Transfer, E-wallet, Transfer to a plastic card - choose the method and currency that suit you. DEALS Collect all advertising integrations in one app. We will pay for them before the official payout date. SERVICES Trust the channel service to professionals. Order design, distribution, audit, or optimization, and free up more time for creativity.
Garna
Receive and manage your earnings with this modern platform, supporting payments in over 150 countries. Choose from various payment methods like bank transfers and e-wallets for seamless income delivery worldwide. Your financial data is protected by a multi-level security system and KYC providers.
- Receive earnings globally
- Manage income in one app
- Multiple payment methods
- Transparent fee structure
- Reliable financial protection
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Garna is a convenient and modern platform for receiving your earnings and managing your income. With it, you can easily receive payments regardless of your type of employment. Choose a convenient payment method, and Garna will do everything to ensure that your income arrives without delay and to any point in the world Why Garna: No matter where you are — Garna supports payments in more than 150 countries. Move around the world seamlessly while receiving income Many payment methods Bank transfers, e-wallets, card transfers — choose the method and currency that suits you All in one app Easily manage your income in the application — receive and withdraw funds Reliability Your data and finances are under reliable protection: KYC providers and a multi-level security system protect you from fraudsters and possible threats No hidden fees Transparent and understandable detailing of each payments, including transfer fees and the total amount to be sent
Screenshots
Verdict
The clearest difference is review sentiment: MC Pay at 78% against Garna's 29%. MC Pay also leads on rating (4.4 vs 3.7) and ratings volume (45 vs 9). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MC Pay holds the better App Store score, 4.4 against 3.7. That said, the two scores are not equally well evidenced: MC Pay has 45 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 78% of MC Pay's written reviews are positive against 29% of Garna's.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.
| Parameter | MC Pay | Garna |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (45 ratings) — better | 3.7 (9 ratings) |
| Positive reviews | 77.8% of reviews — better | 28.6% of reviews |
| Number of ratings | 45 — better | 9 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 76 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | MEDIACUBE WORLDWIDE LTD | MediaCube Click Sp. z o.o. |
Customer experience
MC Pay
Garna
In-app purchases
MC Pay
No in-app purchases
Garna
No in-app purchases
