Comparison

Finenance vs VWEALTH

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finenance

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Finenance is a personal finance management app that helps you manage your monthly budget and expense monitoring. With Finenance you can: - Easily set your monthly income and savings goal - Manage your daily expenses - Categorize your transactions! - Look up your month with monthly budget and expenses overview - Sync your data throughout multiple devices Why Finenance? No Hassle Simply follow the onboarding process and fill up your expenses, so you can start your personal finance monitoring right away! Secure and Sound Any data that you put on the app belongs to you and is only stored on your device and account. We don't collect ANY data from the app at all, so your privacy will be fine! Also, add some additional security by using Biometrics Lock! Sync Through Multiple Devices Your data will be synced throughout your devices if they are signed in to the same iCloud account. Start using Finenance, and your personal finance will be more organized and fine!

About

VWEALTH

Features
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Build an AI portfolio around your own style and simulate its return potential. PRACTICE WITHOUT RISKING REAL MONEY Explore 69+ funds and 700+ stocks across Vietnam's three stock exchanges. Fund Simulation and Stock Simulation each give you VND 1 billion in virtual money to practice. See what funds hold, get to know companies, and track your practice trades as you learn. BUILD A PORTFOLIO YOUR WAY Describe how you invest or choose from 40+ model strategies. AI Portfolio builds a portfolio around your approach. Explore simulations using historical data from 2023, compare 3 scenarios, and understand potential gains and risks before making your own decisions. SEE WHERE YOUR PORTFOLIO STANDS Upload a screenshot of your holdings or enter your stocks. Portfolio Diagnosis shows where your money is concentrated and where risks may lie. Compare your portfolio's simulation with an approach tailored to how you invest, giving you more context for your next decision. WEEKLY MARKET REPORT Catch up on key news, market moves, and analysis covering 700+ stocks in one report, available in English and Vietnamese. Revisit weekly and monthly reports whenever you need a closer look. HOW IT WORKS Free: practice with Fund Simulation and Stock Simulation, each with VND 1 billion in virtual money. Subscription: full Saturday reports and weekly and monthly archives. First month free when you subscribe in the app, then VND 200,000/month; 3 months: VND 550,000; 6 months: VND 1,000,000; 12 months: VND 1,799,000. Credits are separate. Credits: use AI Portfolio and Portfolio Diagnosis for 1 credit per run. Buy separately with no subscription required. 1 credit: VND 99,000; 3 credits: VND 279,000; 5 credits: VND 445,000; 10 credits: VND 850,000; 20 credits: VND 1,700,000; 50 credits: VND 4,250,000. SECURITY AND TRANSPARENCY VWEALTH does not hold your money, accept deposits, or place trades for you. Sign in with a password and a 6-digit one-time code. Delete your account right in the app under Account > Delete Account. PLEASE NOTE Simulations use virtual money and are not investment advice. AI explains data without recommending trades. Public data may be delayed. Simulation results do not guarantee future results. Investment decisions are yours. Subscriptions renew automatically for the period you choose and payment is charged to your App Store account at confirmation of purchase. A subscription renews unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Credits are one-time purchases and do not renew. Terms of Use: https://vwealth.vn/dieu-khoan/?app=1 ยท Privacy Policy: https://vwealth.vn/bao-mat/?app=1

Screenshots

Finenance4 screens
VWEALTH4 screens

Verdict

The call

The clearest difference is in-app purchases: Finenance at none against VWEALTH's 10. On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. VWEALTH sells 10 in-app purchases, starting at $7.99 per month. Finenance asks for nothing beyond the download.

UpkeepUpdate frequency

Finenance ships an update every 3 days, VWEALTH every 4 days. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.

Scorecard1 real difference ยท 5 level
Finenance versus VWEALTH: the parameters behind the verdict, then further details
ParameterFinenanceVWEALTH
PriceFreeFree
Update frequencyEvery 3 days โ€” betterEvery 4 days
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.415.0 โ€” better
Further details โ€” not scored
Size2 MB5 MB
Age rating4+4+
DeveloperMichael RickyDO TRONG AN NGUYEN

In-app purchases

None

Finenance

No in-app purchases

10 purchases

VWEALTH

Subscriptions4
  • VWEALTH Monthly1 Month trial$7.991 Month
  • VWEALTH 3-month plan$21.993 Months
  • VWEALTH 6-month plan$39.996 Months
Show 1 more
  • VWEALTH 12-month plan$69.991 Year
One-time6
  • 1-credit pack$2.99
  • 3-credit pack$9.99
  • 5-credit pack$14.99
Show 3 more
  • 10-credit pack$29.99
  • 20-credit pack$59.99
  • 50-credit pack$129.99

Questions

Is Finenance free?
Finenance is free to download, with no in-app purchases.
Is VWEALTH free?
VWEALTH is free to download, with in-app purchases available.
Do Finenance or VWEALTH have ads?
Neither Finenance nor VWEALTH shows ads.
Which is updated more often, Finenance or VWEALTH?
Finenance ships an update every 3 days, and VWEALTH every 4 days. Most recently, Finenance was updated on October 27, 2026 and VWEALTH on October 26, 2026.

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