Comparison

Payday Today vs LendDirect

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payday Today

Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.

Highlights
  • Access accrued wages
  • Withdraw available funds
  • Transfer to banks/e-wallets
  • Request and use vouchers
  • View transaction history
Features
Read full description

OUR SERVICE Payday Today app enables you to: 1. Get access to your accrued earn wage or any available funds set by your employer. 2. Easily request or withdraw your earned salary or any available funds. 3. Transfer amount requested to any banks via instapay or e-wallets. 4. Can request voucher and use it for in-app transactions. 5. Transfer voucher to any banks via instapay or e-wallets. OUR SUBSCRIBERS Are people who want to: Easily access and withdraw their available funds and transfer to any banks or ewallets. Send vouchers to loved ones who need them Directly access their transactions history Easily access other available in-app services

About

LendDirect

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

Highlights
  • Push notifications for reminders
  • View current loan information
  • Manage your account
  • Make secure payments
  • Send secure messages to customer service
Features
Read full description

The LendDirect® app helps customers manage their existing payday loans, installment loans, and lines of credit (where available) from the convenience of their smart phone. Simply sign in with your existing username and password. Features include: - Get Push Notifications for important reminders - See current loan information and manage your account - Make secure payments - Send secure messages to Customer Service

Screenshots

Payday Today4 screens
LendDirect4 screens

Verdict

The call

The clearest difference is rating: LendDirect at 2.3 against Payday Today's 1.0. LendDirect also leads on update cadence (every 3 days vs every 2 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LendDirect holds the better App Store score, 2.3 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

Payday Today ships an update every 2 months, LendDirect every 3 days. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
Payday Today versus LendDirect: the parameters behind the verdict, then further details
ParameterPayday TodayLendDirect
PriceFreeFree
Rating1.0 (1 ratings)2.3 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings13 — better
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.0
Further details — not scored
Size70 MB25 MB
Age rating4+4+
DeveloperGoodApps Inc.CURO Management LLC

Customer experience

Payday Today

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

LendDirect

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Payday Today

No in-app purchases

None

LendDirect

No in-app purchases

Questions

Is Payday Today free?
Payday Today is free to download, with no in-app purchases.
Is LendDirect free?
LendDirect is free to download, with no in-app purchases.
Which has better reviews, Payday Today or LendDirect?
LendDirect is rated higher. Payday Today averages 1.0 out of 5 from 1 ratings, while LendDirect averages 2.3 from 3 ratings.
Do Payday Today or LendDirect have ads?
Neither Payday Today nor LendDirect shows ads.
Which is updated more often, Payday Today or LendDirect?
Payday Today ships an update every 2 months, and LendDirect every 3 days. Most recently, Payday Today was updated on September 22, 2026 and LendDirect on September 10, 2026.

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