Payday Today vs LendDirect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payday Today
Access accrued wages or available funds set by your employer. Easily request and transfer funds to any bank or e-wallet. Utilize vouchers for in-app transactions or send them to loved ones.
- Access accrued wages
- Withdraw available funds
- Transfer to banks/e-wallets
- Request and use vouchers
- View transaction history
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OUR SERVICE Payday Today app enables you to: 1. Get access to your accrued earn wage or any available funds set by your employer. 2. Easily request or withdraw your earned salary or any available funds. 3. Transfer amount requested to any banks via instapay or e-wallets. 4. Can request voucher and use it for in-app transactions. 5. Transfer voucher to any banks via instapay or e-wallets. OUR SUBSCRIBERS Are people who want to: Easily access and withdraw their available funds and transfer to any banks or ewallets. Send vouchers to loved ones who need them Directly access their transactions history Easily access other available in-app services
LendDirect
Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.
- Push notifications for reminders
- View current loan information
- Manage your account
- Make secure payments
- Send secure messages to customer service
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The LendDirect® app helps customers manage their existing payday loans, installment loans, and lines of credit (where available) from the convenience of their smart phone. Simply sign in with your existing username and password. Features include: - Get Push Notifications for important reminders - See current loan information and manage your account - Make secure payments - Send secure messages to Customer Service
Screenshots
Verdict
The clearest difference is rating: LendDirect at 2.3 against Payday Today's 1.0. LendDirect also leads on update cadence (every 3 days vs every 2 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LendDirect holds the better App Store score, 2.3 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
Payday Today ships an update every 2 months, LendDirect every 3 days. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.
| Parameter | Payday Today | LendDirect |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 2.3 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 70 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | GoodApps Inc. | CURO Management LLC |
Customer experience
Payday Today
LendDirect
In-app purchases
Payday Today
No in-app purchases
LendDirect
No in-app purchases









