Cashku vs DirectChat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashku
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CashKu makes unit trust investing simple and accessible for Malaysians. Browse funds, build goal-based portfolios, and manage your investments — all from your phone. Invest with confidence: - Browse a curated marketplace of unit trust funds with real-time NAV pricing - Build goal-based portfolios aligned with your risk profile - Track performance, holdings, and transaction history at a glance - Make secure investments via FPX online banking Smart portfolio management: - Set investment goals (retirement, education, emergency fund) with target amounts and timelines - View portfolio performance with interactive charts - Monitor individual fund holdings and returns - Access your complete transaction history Built for safety: - Licensed under the Securities Commission Malaysia - Secure login with biometric authentication (Face ID / Touch ID) - Real-time service monitoring with graceful degradation during maintenance - All data encrypted in transit via HTTPS Getting started is easy: - Sign up and complete your risk profile questionnaire - Browse funds and choose your investment strategy - Set your goals and start investing CashKu is operated by Advisonomics Sdn. Bhd., a licensed fund management company regulated by the FIMM and Securities Commission Malaysia.
DirectChat
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Tired of cluttering your contacts just to send a single WhatsApp message? With DirectChat, you can instantly start a conversation with any WhatsApp number without the hassle of saving it to your phonebook first. It's the fastest and easiest way to manage your temporary communications. Our app is designed for efficiency. Whether you're reaching out to a business, a new acquaintance, or just sending a quick note, DirectChat streamlines the process. No more orphan contacts filling up your address book! But that's not all. DirectChat is more than just a quick messaging tool. With our powerful features, you can take control of your messaging like never before: Key Features: •Instant Chat: Simply enter a phone number, tap, and you're instantly in a WhatsApp chat. It's that easy! •Favorites: Save frequently contacted numbers as Favorites for even faster, one-tap access. Perfect for business clients or recurring contacts. •Schedule Messages: Plan your communication ahead of time! Write a message now and schedule it to be sent at the perfect moment. Never miss a birthday or an important follow-up again. •Global Support: Works with WhatsApp and WhatsApp Business numbers from all countries. Just select the country code, and you're ready to go. •Recent Contacts: Quickly access a history of numbers you've recently messaged. •Lightweight & Secure: We respect your privacy. The app is small, efficient, and only requires the minimum necessary permissions to function. Your contacts list stays clean, and your data stays on your device. Stop wasting time saving temporary numbers. Download DirectChat - Quick Message today and experience the smartest way to start WhatsApp conversations!
Screenshots
Verdict
The clearest difference is device support: Cashku at 3 against DirectChat's 1. Cashku also leads on iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Cashku | DirectChat |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 42 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Advisonomics Sdn. Bhd. | Omar ELRAMLAWY |
In-app purchases
Cashku
No in-app purchases
DirectChat
No in-app purchases









