Comparison

SeaPay vs paynines

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SeaPay

Features
Read full description

SeaPay® is a financial powerhouse designed specifically for the marine industry. We are uniquely focused on providing solutions to seafarers, vessel owners and port-registered corporations. With SeaPay® you can step up your financial life. We cover all maritime needs for companies that employ crew, run charter operations. Our offering is also suitable for seafarers and their families abroad. You can always issue cards for your loved ones back home as well as send money worldwide. Our compliance team will help you with understanding your taxation and social security needs as well as anything concerning your financial success at sea. All of your finances are always under control with SeaPay® mobile app. With us you can: – Open an account with a unique IBAN – Hold and manage your funds in multiple currencies – Exchange seven currencies at affordable rates – Send and receive international bank wire transfers – Issue mass payments to bank accounts Our mobile app features: – Real-time review of account activity and balance – Transaction history to keep track of your spendings – New Feature for Recurring Transactions – Money transfers worldwide – Card top-up – Simplified sign in procedure with your password and biometric authentication. At SeaPay® we speak your language. We are a financial powerhouse for the marine specialists made by the marine specialists.

About

paynines

Features
Read full description

Paynines gives you the possibility to easily make account2account payments and see aggregated data about your bank accounts, using secure OpenBanking channels.

Screenshots

SeaPay3 screens
paynines4 screens

Verdict

The call

The clearest difference is ads: paynines at none against SeaPay's shown. SeaPay's advantage is update cadence (every 2 months vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SeaPay ships an update every 2 months, paynines every 6 months. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 4 level
SeaPay versus paynines: the parameters behind the verdict, then further details
ParameterSeaPaypaynines
PriceFreeFree
Update frequencyEvery 2 months — betterEvery 6 months
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size51 MB49 MB
Age rating4+4+
DeveloperNave Magna Ltd.Paynines Operations SRL

In-app purchases

None

SeaPay

No in-app purchases

None

paynines

No in-app purchases

Questions

Is SeaPay free?
SeaPay is free to download, with no in-app purchases.
Is paynines free?
paynines is free to download, with no in-app purchases.
Do SeaPay or paynines have ads?
SeaPay shows ads; paynines does not.
Which is updated more often, SeaPay or paynines?
SeaPay ships an update every 2 months, and paynines every 6 months. Most recently, SeaPay was updated on October 17, 2026 and paynines on October 4, 2026.

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