Comparison

Netevia vs TempoPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Netevia

Manage your business finances with integrated tools for expense tracking, card management, and vendor payments. This platform offers business checking accounts and cards to streamline financial operations for small and medium-sized businesses.

Highlights
  • Business card management
  • Expense tracking software
  • Business checking accounts
  • Vendor payment processing
  • External account connection
  • Spending limit and balance checks
Features
Read full description

If you're looking for a comprehensive and easy-to-use financial management solution for your small or medium-sized business, Netevia Banking Services is a perfect choice. Our products include business cards, expense management software, and business checking accounts designed to help you save time and money. The Netevia banking services app makes it easy for business owners, finance departments, and employees to access their Netevia cards for easy spending, check spending limits and balances, send and manage your cards, connect external accounts, pay your vendors for services and much more. With Netevia, you'll have everything you need to manage your finances in one convenient place.

About

TempoPay

This app offers a flexible payment solution for healthcare expenses, partnering with employers to provide interest-free and fee-free options. It allows users to access care immediately and choose repayment schedules up to 12 months, linked to payroll or bank accounts.

Highlights
  • 0% interest healthcare payments
  • No fee payment solution
  • Flexible repayment schedules up to 12 months
  • Pay for medical, pharmacy, vision, dental expenses
  • Linked to payroll or personal bank account
Features
Read full description

TempoPay is a healthcare payment benefit offered through employers and health plans. It gives you access to funds to pay for out-of-pocket healthcare expenses up front, then repay over time with 0% interest, no fees, and no credit checks. Using TempoPay never affects your credit score. The TempoPay app is available to employees and health plan members at organizations that offer TempoPay as a benefit. If your employer offers TempoPay, download the app to activate your account and start using your card. WHAT IS TEMPOPAY? TempoPay works like a revolving account, similar to a credit card, but always interest-free with no fees. When you enroll, you get immediate access to a set spending amount for healthcare expenses. Charges are broken into a repayment schedule you control. WHERE CAN I USE TEMPOPAY? Use the TempoPay Visa card for: • Doctor visits, specialists, and urgent care • Prescriptions and pharmacy purchases • Dental care and orthodontics • Vision care, eyeglasses, and contact lenses • Lab work, imaging, and diagnostics • Therapy and mental health care • Chiropractic and physical therapy • Medical supplies and equipment • Medical bills paid online or by phone Some employer programs use different spending categories. Check the app or contact support with questions about your card. HOW DO REPAYMENTS WORK WITH TEMPOPAY? After a charge settles, a repayment plan is created based on your preferences. You choose your repayment timing, up to 12 months, aligned to your payroll cycle. Repay through automatic post-tax payroll deductions or connect a personal bank account. You can see every charge, plan, and payment in the app. DOES TEMPOPAY AFFECT MY CREDIT? No. TempoPay never checks your credit and never reports to credit bureaus. There is no interest, no late fees, and no cost to employees for using TempoPay. CAN I USE TEMPOPAY WITH AN HSA OR FSA? Yes. TempoPay works alongside Health Savings Accounts and Flexible Spending Accounts. Pay with TempoPay now and reimburse yourself from your FSA once it is funded, or keep HSA contributions invested while spreading expenses over time. WHAT CAN I DO IN THE TEMPOPAY APP? • Activate and manage your TempoPay Visa card • Check your available balance and spending limit • View charges and repayment schedules • Adjust repayment timing • Connect a bank account for repayments • Contact TempoPay support WHO CAN USE TEMPOPAY? TempoPay is available through participating employers, health plans, and benefits programs. It is not available for individual signup. Ask your HR or benefits team whether TempoPay is part of your benefits package. ABOUT TEMPOPAY TempoPay collaborates with health plans, employers, and other industry partners to provide a smarter, more affordable way to manage rising healthcare costs through access to interest-free funds and flexible repayment options. With the TempoPay Visa® card, employees can confidently access care and take control of how and when they pay for it, reducing financial stress and avoiding interest-bearing debt. By making it easier to plan for and manage out-of-pocket expenses, TempoPay helps create the financial stability that supports happier, healthier lives and a more engaged, productive workforce. To learn more, visit https://tempopay.com/

Screenshots

Netevia4 screens
TempoPay4 screens

Verdict

The call

The clearest difference is rating: TempoPay at 5.0 against Netevia's 4.6. TempoPay also leads on review sentiment (100% vs 75%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TempoPay holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 11 and 8 respectively. Written reviews point the same way: 75% of Netevia's written reviews are positive against 100% of TempoPay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Netevia versus TempoPay: the parameters behind the verdict, then further details
ParameterNeteviaTempoPay
PriceFreeFree
Rating4.6 (11 ratings)5.0 (8 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings11 — better8
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.415.1 — better
Further details — not scored
Size71 MB60 MB
Age rating4+17+
DeveloperTot Payments, LLCTempoPay Inc.

Customer experience

Netevia

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

TempoPay

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Netevia

No in-app purchases

None

TempoPay

No in-app purchases

Questions

Is Netevia free?
Netevia is free to download, with no in-app purchases.
Is TempoPay free?
TempoPay is free to download, with no in-app purchases.
Which has better reviews, Netevia or TempoPay?
TempoPay is rated higher. Netevia averages 4.6 out of 5 from 11 ratings, while TempoPay averages 5.0 from 8 ratings.
Do Netevia or TempoPay have ads?
Neither Netevia nor TempoPay shows ads.
Which is updated more often, Netevia or TempoPay?
Netevia ships an update every 3 weeks, and TempoPay every 3 weeks. Most recently, Netevia was updated on November 3, 2026 and TempoPay on November 3, 2026.

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